1025 Thornton Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1025 Thornton Ln, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,070 sqft · built 2007
Lot Size0.056 acres (2,432 sqft)
Owner2 Individual Names on File
Last Sale$294,000 (Sep 2008)
Tax Bill$4,548 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN242-440-120-000

Property Details

APN / Parcel Number

Primary APN242-440-120-000
Alternative APN
  • 242-440-12

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,070 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Lot Area2,432 sqft (0.056 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number242-440-12
Street Address1025 THORNTON LN
CityTRACY
StateCA
Zip95376-8756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06-FM PT OF 242-380-55 PER OXFORD SQUARE
Legal SubdivisionOXFORD SQUARE
Legal Block3
Legal Lot Number47
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3010
Census Tract5208

Owner

1025 Thornton Ln is owned and occupied by two individuals who bought it in September 2008.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1025 THORNTON LN, TRACY, CA 95376-8756
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNCLE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2008 · Amount on File
Deed SaleSep 19, 2008 · Amount on File
Deed Document Number2008153146
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1025 THORNTON LN, TRACY, CA 95376-8756
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 THORNTON LN, TRACY, CA 95376-8756

Mortgage

Document Number0000028192
DateMar 30, 2026
Instrument2026-028192
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 18, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1025 THORNTON LN, TRACY, CA 95376-8756
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 THOMTON LN, TRACY, CA 95376

Mortgage

Document Number0000154372
DateNov 12, 2020
Instrument2020-154372
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1025 Thornton Ln was $4,548, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,548.00 (+0.04%)
2025$4,546.00$378,579 Land $113,314 Building $265,265
2023$4,130.00 (+2.08%)$363,880 Land $108,915 Building $254,965$564,750
2022$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Thornton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1025 Thornton Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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