1025 Spruce St, San Bernardino, CA 92411 Property Records

San Bernardino County property record for 1025 Spruce St, San Bernardino, CA 92411

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1913
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Aug 2019)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0138-132-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0138-132-12-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft
Family Room	Family Room

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	105 sqft
Patio Area	357 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1025 SPRUCE ST
City	SAN BERNARDINO
State	CA
Zip	92411-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC FARLANE SUB LOT 17
Legal Subdivision	MC FARLANES SUBDIVISION
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1017
Census Tract	4800

Owner

1025 Spruce St is owned and occupied by two individuals who bought it in August 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 22, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 25, 2019	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	2019290881
Prior Transfer Date	Oct 7, 2010
Prior Transfer Doc	0000425819
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920

Mortgage

Document Number	0000055603
Date	Feb 10, 2022
Instrument	2022-0055603

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 22, 2019
Property Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920
Document Number	0000290881
Map Reference	MB 3 PG 45
Instrument Date	Jul 12, 2019
Instrument	2019-0290881
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920

Mortgage

Document Number	0000290882
Date	Aug 22, 2019
Instrument	2019-0290882

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 25, 2019
Property Address	1025 SPRUCE ST, SAN BERNARDINO, CA 92411-2920
Document Number	0000090452
Map Reference	MB 3 PG 45
Instrument Date	Dec 27, 2018
Instrument	2019-0090452
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 LOUISE AVE, ENCINO, CA 91316-3913
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090453
Date	Mar 25, 2019
Instrument	2019-0090453

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Spruce St was $3,935.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,885 (+2%) Land $92,366 Building $215,519
2025	$3,935.00	$301,848 Land $90,555 Building $211,293
2023	$3,757.00 (-0.19%)	$290,126 Land $87,038 Building $203,088
2022	$3,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1025 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1025 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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