1025 Sherman St, Geneva, OH 44041 Property Records

Ashtabula County property record for 1025 Sherman St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,299 sqft · built 1940
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Dec 2015)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-028-00-020-00`

Property Details

APN / Parcel Number

Primary APN	`20-028-00-020-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,341 sqft
1st Floor Area	1,299 sqft
Wine Cellar	Wine Cellar
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	105,415 sqft (2.42 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	96 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1025 SHERMAN ST
City	GENEVA
State	OH
Zip	44041-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2--16
Legal Lot Number	16
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4025
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 24698, COLUMBUS, OH 43224-0698
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STS CU ACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2015 · Amount on Record
Deed Sale	Dec 7, 2015 · Amount on Record
Deed Document Number	201512744
Deed Book / Page	602 / 354
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1025 SHERMAN ST, GENEVA, OH 44041-9007
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002221
Date	Feb 26, 2021
Book Page	732/65
Instrument	202100002221

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1025 SHERMAN ST, GENEVA, OH 44041-9007
Document Number	0000013062
Book / Page	000651 / 000121
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 SHERMAN ST GENEVA OH 440419007, GENEVA, OH 44041-9007

Mortgage

Document Number	0000013062
Date	Dec 22, 2017
Book Page	000651/000121
Instrument	13062

Lender

Name	UNITED STS CU ACT
Type	Credit Union
Address	ASHTAVULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,234.00 (+68.35%)	$64,160 (-) Land $21,210 Building $42,950	$183,300 (-) Land $60,600 Building $122,700
2023	$3,109.00 (+34.12%) Homeowner's exemption	$64,160 (+36.6%) Land $21,210 Building $42,950	$183,300 (+36.59%) Land $60,600 Building $122,700
2022	$2,318.00 Homeowner's exemption	$46,970 Land $16,310 Building $30,660
2020			$134,200 Land $46,600 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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