Ashtabula County property record for 1025 S Ridge Rd E, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1978 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Dec 2025) |
| Tax Bill | $6,684 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-028-00-010-01 |
| Primary APN | 20-028-00-010-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,545 sqft |
| 1st Floor Area | 938 sqft |
| Attic | Attic |
| Attic Area | 596 sqft |
| Family Room | Family Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 178 sqft |
| Patio Area | 196 sqft |
| Balcony Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1025 S RIDGE RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1--7 |
| Legal Subdivision | GENEVA SEC 01 |
| Legal Lot Number | 7 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 802 |
1025 S Ridge Rd E is owned and occupied by two individuals who bought it in December 2025.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on File |
| Deed Sale | Dec 9, 2025 · Amount on File |
| Prior Sale | Feb 8, 2016 · Amount on File |
| Deed Document Number | 202511966 |
| Deed Book / Page | 859 / 1984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Document Number | 0000009533 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 830/65 |
| Instrument | 2024-00009533 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Dec 9, 2025 |
| Property Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Document Number | 0000011966 |
| Book / Page | 859 / 1984 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-00011966 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Document Number | 0008591988 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 859/1988 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1025 S RIDGE RD E, GENEVA, OH 44041-9241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST MERIDIAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000000111 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 700/0373 |
| Instrument | 202000000111 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1025 S Ridge Rd E was $6,684, up 77.6% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,684.00 (+77.58%) | $81,940 (-) Land $12,220 Building $69,720 | $234,100 Land $34,900 Building $199,200 |
| 2024 | $3,764.00 (-6.37%) | $81,940 (-) Land $12,220 Building $69,720 | |
| 2023 | $4,020.00 (+35.72%) | $81,940 (+38.34%) Land $12,220 Building $69,720 | $234,100 Land $34,900 Building $199,200 |
| 2022 | $2,962.00 | $59,230 Land $9,420 Building $49,810 | |
| 2020 | $169,200 Land $26,900 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1025 S Ridge Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1025 S Ridge Rd E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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