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1025 S Bernard Ct, Kalispell, MT 59901 Property Records

Flathead County property record for 1025 S Bernard Ct, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1971
Lot Size0.425 acres (18,513 sqft)
Owner2 Individual Names on Record
Tax Bill$1,451 (2026)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone AE (high risk)
APNR0766220

Property Details

APN / Parcel Number

Primary APNR0766220
Alternative APNs
  • 07-3966-03-2-08-15-0000
  • 0000422510

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Unfinished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area18,513 sqft (0.425 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck Area160 sqft
Shed1 Shed
Shed Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000422510
Street Address1025 S BERNARD CT
CityKALISPELL
StateMT
Zip59901-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionBERNARDS PARK, S03, T28 N, R21 W, BLOCK 002, LOT 008, W100 FT OF E300 FT OFN 85.10 F T 8 & W100FTOF E300 FT 7
Legal Range21W
Legal Township28N
Legal Section03
Legal SubdivisionBERNARDS PARK
Legal Block2
Legal Lot Number8
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group5
Census Block5002
Census Tract700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1025 S BERNARD CT, KALISPELL, MT 59901-2474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2023
Deed SaleApr 20, 2023
Deed Document Number20235870
Record UpdatedOct 29, 2026

April 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionFLATHEAD MT
Recording DateApr 20, 2023
Property Address1025 S BERNARD CT, KALISPELL, MT 59901-2474
Document Number202300005870
Instrument DateApr 20, 2023
Instrument202300005870
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1025 S BERNARD CT, KALISPELL, MT 59901-2474

Mortgage

Document Number202300005871
DateApr 20, 2023
Instrument202300005871
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictEvergreen Elementary School District (PK - 08)
Secondary School DistrictFlathead High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,451.00 (+4.01%)$355,900 (-)
2025$1,395.00 (-48.83%)$355,900 (+11.05%)$355,900 (+11.05%) Land $135,466 Building $220,434
2023$2,726.00$320,500$320,500 Land $75,957 Building $244,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims3 (1997–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATHEAD COUNTY WATER AND SEWER
serves 9,520 people · EPA ID MT0001744
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Bullitt Communications
Fixed Wireless		100 / 50

May also be available: MontanaSky Networks, Verizon.

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