Shelby County property record for 1025 Ryecroft Cir, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,547 sqft · built 1996 |
| Lot Size | 0.535 acres (23,342 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,000 (Aug 2026) |
| Tax Bill | $1,726 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131013003008000 |
| Primary APN | 131013003008000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,547 sqft Heated Area |
| 1st Floor Area | 1,039 sqft |
| Upper Floors Area | 508 sqft |
| Basement Area | 1,015 sqft |
| Unfinished Basement | 305 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Masonite |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,342 sqft (0.535 acres) |
| Lot Dimensions | 275 ft deep x 84.7 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1025 RYECROFT CIR |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 1 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 01 |
| Legal Subdivision | CAHABA VALLEY ESTATES 5TH SECTOR |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30316 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 RYECROFT CIR, PELHAM, AL 35124-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2023 · Amount on Record |
| Deed Document Number | 2026250990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Aug 4, 2026 |
| Property Address | 1025 RYECROFT CIR, PELHAM, AL 35124-1521 |
| Document Number | 0000250990 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026250990 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,017.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1025 RYECROFT CIR, PELHAM, AL 35124-1521 |
| Document Number | 0000251000, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 2026251000 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 19, 2023 |
| Property Address | 1025 RYECROFT CIR, PELHAM, AL 35124-1521 |
| Document Number | 0000281000 |
| Map Reference | MB 6 PG 4 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 20230919000281000 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1229 OLD CAHABA TRCE, HELENA, AL 35080-7057 |
| Name | Verified Name |
|---|---|
| Address | 1025 RYECROFT CIR, PELHAM, AL 35124-1521 |
| Document Number | 0000281010 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 20230919000281010 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (-1.76%) | ||
| 2025 | $1,757.00 (+34.12%) | $30,300 (+34.07%) | $302,900 (+34.09%) Land $75,000 Building $227,900 |
| 2023 | $1,310.00 (+2.58%) | $22,600 (+2.63%) | $225,900 (+2.59%) Land $70,000 Building $155,900 |
| 2022 | $1,277.00 | $22,020 | $220,200 Land $70,000 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 17 (2005–2021) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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