1025 Ruatan St, Silver Spring, MD 20903 Property Records

Montgomery County property record for 1025 Ruatan St, Silver Spring, MD 20903

Property Summary

Property Type	Townhouse
Details	3 ba · 1,450 sqft · built 1952
Lot Size	0.094 acres (4,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jan 2022)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01134122`

Property Details

APN / Parcel Number

Primary APN	`13-01134122`
Alternative APN	`01134122`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	970 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	4,103 sqft (0.094 acres)
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01134122
Street Address	1025 RUATAN ST
City	SILVER SPRING
State	MD
Zip	20903-3216
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R40
Legal Description	NEW HAMPSHIRE EST
Legal Subdivision	NEW HAMPSHIRE ESTATES
Legal Block	X
Legal Lot Number	P14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	702000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 RUATAN ST, SILVER SPRING, MD 20903-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Aug 15, 2008
Deed Book / Page	65096 / 93
Prior Transfer Date	Jan 18, 2008
Prior Transfer Doc	119418
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 20, 2022
Property Address	1025 RUATAN ST, SILVER SPRING, MD 20903-3216
Document Number	0650960093
Book / Page	65096 / 93
Map Reference	MB 39 PL 2758
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13713 VANDERBILT WAY, 13713, LAUREL, MD 20707-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1025 RUATAN ST, SILVER SPRING, MD 20903-3216

Mortgage

Document Number	0065096101
Date	Jan 20, 2022
Instrument	65096/101

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,533 (+7.04%)	$323,500 (-) Land $120,000 Building $203,500
2025	$3,271.00 (-10.29%)	$283,567 (+9.11%)	$323,500 (+22.72%) Land $120,000 Building $203,500
2024	$3,646.00 (+36.35%)
2023		$259,900	$263,600 Land $120,000 Building $143,600
2022	$2,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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