1025 Riverview Ter, Saint Michaels, MD 21663 Property Records

Talbot County property record for 1025 Riverview Ter, Saint Michaels, MD 21663 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	2,015 sqft Total Area
Lot Size	39,420 sqft (0.905 acres)
Garage	Built-in, 342 sqft
Occupancy	Owner Occupied
Last Sale	$325,000 (1997)
Tax Bill	$3,148.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-070235`
Alternative APNs	`2070235` `070235`

Interior

Full Baths	2 Baths
Building Area	2,015 sqft Total Area
Basement Area	30 sqft Basement
Stories	1 Stories
Utility Area	56 sqft Utility Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	39,420 sqft (0.905 acres)
Depth X Width	312 ft x 110 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Built-in Garage
Garage Area	342 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Porch Area	84 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	070235
Street Address	1025 RIVERVIEW TER
City	SAINT MICHAELS
State	MD
Zip	21663-2953
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC A-110X312 N/S RIVER VIEW TERRACE RIO VISTA
Legal Subdivision	RIO VISTA DEVELOPMENT PROPERTY
Legal Lot Number	9 A
Jurisdiction	TALBOT MD
Minor Civil Division	2, ST. MICHAELS
Census Blockgroup	2
Census Block	2001
Census Tract	960700

Owner

Source: Talbot County records · APN 02-070235

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1025 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2953
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 1997 · Amount on Record
Deed Sale	Mar 04, 1997 · Amount on Record
Prior Sale	May 01, 1995 · Amount on Record
Deed Doc Number	1997217
Deed Book / Page	851 / 198
Last Transfer Date	Jul 21, 2011
Transfer Doc	0019090098
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	1025 RIVERVIEW TER, ST MICHAELS, MD 21663-2953
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028290441
Date	Apr 06, 2021
Book Page	2829/441

Lender

Name	FIRST SAVINGS MORTGAGE CO
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,200 (+8.62%)	$1,135,800 (+25.86%) Land $835,100 Building $300,700
2025	$3,148.00 (+6.03%) Homeowner's exemption	$902,400 (+4.05%) Land $638,500 Building $263,900	$902,400 (-) Land $638,500 Building $263,900
2023	$2,969.00 Homeowner's exemption	$867,267	$902,400 Land $638,500 Building $263,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.