1025 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1025 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,888 sqft · built 1982
Lot Size	0.144 acres (6,268 sqft)
Owner	2 Individual Names on File
Last Sale	$466,000 (Apr 2017)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-367-07-00`

Property Details

APN / Parcel Number

Primary APN	`579-367-07-00`
Alternative APN	`5790733900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	6,268 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5790733900
Street Address	1025 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 3 LOT 5 ALLEY CLSD ADJ& TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13905

Owner

1025 Ramona Ave is owned and occupied by two individuals who bought it in April 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · VA Mortgage JMJ FINANCIAL GROUP
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2017	Grant Deed, Transfer · VA Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	2017160360
Prior Transfer Date	Apr 16, 1996
Prior Transfer Doc	0000194076
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347

Mortgage

Document Number	0000671816
Date	Oct 29, 2020
Instrument	2020-0671816

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040655
Date	Jan 24, 2020
Instrument	2020-0040655

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jun 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2017
Property Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347
Document Number	0000160360
Map Reference	MAP1317
Instrument Date	Mar 23, 2017
Instrument	2017-0160360
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 RAMONA AVE, SPRING VALLEY, CA 91977-4347

Mortgage

Document Number	0000160361
Date	Apr 10, 2017
Instrument	2017-0160361

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Ramona Ave was $5,060 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,642 (+2%) Land $292,047 Building $259,595
2025	$5,060.00	$540,826 Land $286,321 Building $254,505
2023	$4,791.00 (-0.31%)	$519,826 Land $275,203 Building $244,623
2022	$4,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1025 Ramona Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Ramona Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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