1025 Osage Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 1025 Osage Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1962
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2018)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`577-602-18-00`

Property Details

APN / Parcel Number

Primary APN	`577-602-18-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,054 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1025 OSAGE DR
City	SPRING VALLEY
State	CA
Zip	91977-4750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 507 TR 004772
Legal Subdivision	SPRING VALLEY ESTATES
Legal Tract	004772
Legal Block	1
Legal Lot Number	507
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	3107

Owner

1025 Osage Dr is owned and occupied by an individual who bought it in May 2018.

Source: San Diego County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage GRANDE HMS
Feb 16, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 4, 2018	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 4, 2018	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Oct 31, 2011 · Amount on File
Deed Document Number	2018181261
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0000181260
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2022
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000271125
Map Reference	MAP 4772
Instrument Date	Jun 23, 2022
Instrument	2022-0271125
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750

Mortgage

Document Number	0000271126
Date	Jul 1, 2022
Instrument	2022-0271126

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.37%
Index	5-Year CMT
Margin	2
Max Rate	7.37%

Mortgage

Document Number	0000271127
Date	Jul 1, 2022
Instrument	2022-0271127

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109873
Date	Mar 11, 2022
Instrument	2022-0109873

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000539113
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1025 OSAGE DR SPRING VALLEY CA 919774750, SPRING VALLEY, CA 91977-4750

Mortgage

Document Number	0000539113
Date	Nov 20, 2019
Instrument	539113

Lender

Name	GRANDE HMS
Address	SPRING VALLEY, CA 91977

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000073045
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1025 OSAGE DR SPRING VALLEY CA 919774750, SPRING VALLEY, CA 91977-4750

Mortgage

Document Number	0000073045
Date	Feb 28, 2019
Instrument	73045

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000181260
Instrument Date	Apr 26, 2018
Instrument	181260
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1025 OSAGE DR SPRING VALLEY CA 919774750, SPRING VALLEY, CA 91977-4750

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000181261
Map Reference	MAP 4772
Instrument Date	Apr 19, 2018
Instrument	2018-0181261
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750

Mortgage

Document Number	0000181262
Date	May 4, 2018
Instrument	2018-0181262

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 OSAGE DR, SPRING VALLEY, CA 91977-4750
Document Number	0000278060
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 OSAGE DR SPRING VALLEY CA 919774750, SPRING VALLEY, CA 91977-4750

Mortgage

Document Number	0000278060
Date	Jun 21, 2017
Instrument	278060

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 20, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Osage Dr was $5,964 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,269 (+22.8%) Land $293,116 Building $258,153
2025	$5,964.00 Homeowner's exemption	$448,916 Land $287,369 Building $161,547
2023	$6,581.00 (+1.54%) Homeowner's exemption	$519,476 Land $276,211 Building $243,265
2022	$6,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1025 Osage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1025 Osage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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