1025 Main St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 1025 Main St, Worcester, MA 01603

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,690 sqft · built 1920
Lot Size	0.079 acres (3,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Oct 2025)
Tax Bill	$7,105 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-036-0022A`

Property Details

APN / Parcel Number

Primary APN	`8-036-0022A`
Alternative APN	`WORC M:08 B:036 L:0022A`

Interior

Units	3 Units
Stories	3 Stories
Building Area	4,690 sqft Total Area
Gross Area	8,930 sqft
Attic	Attic
Attic Area	1,453 sqft
Basement Area	1,589 sqft
Unfinished Basement	1,589 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,432 sqft (0.079 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	8-036-0022A
Street Address	1025 MAIN ST
City	WORCESTER
State	MA
Zip	01603-2425
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BG-3
Legal Block	36
Legal Lot Number	22A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1001
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Quit Claim Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS
Sep 26, 2024	Quit Claim Deed, Transfer · Commercial Mortgage RD W SPV LLC
Mar 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
Feb 25, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Sep 26, 2024 · Amount on Record
Deed Document Number	202585589
Deed Book / Page	72630 / 212
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 3, 2025
Property Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Document Number	072630-212
Book / Page	72630 / 212
Instrument Date	Oct 3, 2025
Instrument	85589
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1025 MAIN ST, WORCESTER, MA 01603-2425

Mortgage

Document Number	0000085590
Date	Oct 3, 2025
Instrument	85590

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 26, 2024
Property Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Document Number	0071077-98
Book / Page	71077 / 98
Instrument Date	Sep 26, 2024
Instrument	78842
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHERRY RD, BILLERICA, MA 01821-4061

Mortgage

Document Number	0000078843
Date	Sep 26, 2024
Instrument	78843

Lender

Name	RD W SPV LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61986-62
Date	Mar 3, 2020
Book Page	61986/62
Instrument	22765

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 25, 2019
Property Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Document Number	60082-293
Book / Page	060082 / 000293
Instrument Date	Feb 13, 2019
Instrument	16875
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$1,561.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 ARLINGTON ST #5THFL BOSTON MA 021163936, 5THFL, BOSTON, MA 02116-3936

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 21, 2018
Property Address	1025 MAIN ST, WORCESTER, MA 01603-2425
Document Number	59434-203
Book / Page	059434 / 000203
Instrument Date	Sep 17, 2018
Instrument	99852
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Tax	$843.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 CLAREMONT ST WORCESTER MA 016101401, WORCESTER, MA 01610-1401

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,105.00 (+0.68%)	$535,000 (-) Land $89,900 Building $445,100	$644,277 (+6.42%)
2025	$7,057.00	$535,000 (+6.3%) Land $85,600 Building $449,400	$605,435 (+22.7%)
2024			$493,430
2023		$503,300 Land $74,400 Building $428,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1982–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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