1025 Jay St, Sandusky, OH 44870 Property Records

Erie County property record for 1025 Jay St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,346 sqft · built 1905
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Nov 2025)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-00374-000`

Property Details

APN / Parcel Number

Primary APN	`58-00374-000`
Alternative APN	`002778-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	1,357 sqft
Upper Floors Area	989 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002778-9
Street Address	1025 JAY ST
City	SANDUSKY
State	OH
Zip	44870-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94 JAY STREET WH
Legal Subdivision	RUSH R SLOANE & JOHN MCKELVEYS
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3024
Census Tract	40900

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 JAY ST, SANDUSKY, OH 44870-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC
Nov 21, 2016	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jan 1, 1987
Deed Document Number	20258681
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Nov 3, 2025
Property Address	1025 JAY ST, SANDUSKY, OH 44870-2016
Document Number	0000008681
Instrument Date	Oct 28, 2025
Instrument	202508681
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1025 JAY ST, SANDUSKY, OH 44870-2016

Mortgage

Document Number	0000008682
Date	Nov 3, 2025
Instrument	202508682

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1025 JAY ST, SANDUSKY, OH 44870-2016
Document Number	0000000428
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 JAY ST SANDUSKY OH 448702016, SANDUSKY, OH 44870-2016

Mortgage

Document Number	0000000428
Date	Jan 17, 2017
Instrument	428

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+5%)	$66,531 (+63.86%) Land $3,762 Building $62,769
2024	$2,479.00 (+77.96%) Homeowner's exemption	$40,603 (+45.36%) Land $3,762 Building $36,841	$190,090 (+138.18%) Land $10,750 Building $179,340
2023	$1,393.00 (+0.72%) Homeowner's exemption	$27,933 (-) Land $2,894 Building $25,039
2022	$1,383.00 Homeowner's exemption	$27,933 Land $2,894 Building $25,039
2021			$79,810 Land $8,270 Building $71,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Watch TV Fixed Wireless	400 / 40

May also be available: Amplex Wireless, Verizon.

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