1025 Hood St, Waco, TX 76704 Property Records

McLennan County property record for 1025 Hood St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1965
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-011800-021800-0`

Property Details

APN / Parcel Number

Primary APN	`48-011800-021800-0`
Alternative APNs	`4801180002180000111` `170174`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	748 sqft
Carport	Carport
Carport Area	748 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1025 HOOD ST
City	WACO
State	TX
Zip	76704-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DAVIS J F TR LOT 1 BLOCK 17 ACRES .1607
Legal Subdivision	DAVIS J F TR
Legal Tract	BLOCK
Legal Block	17
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	1401

Owner

1025 Hood St is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1025 HOOD ST, WACO, TX 76704-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1025 HOOD ST, WACO, TX 76704-1727
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HOOD ST, WACO, TX 76704-1727

Mortgage

Document Number	0000034508
Date	Nov 10, 2025
Instrument	2025034508

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1025 HOOD ST, WACO, TX 76704-1727
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006873
Date	Feb 21, 2022
Instrument	2022006873

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1025 HOOD ST, WACO, TX 76704-1727
Document Number	0000040105
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HOOD ST WACO TX 767041727, WACO, TX 76704-1727

Mortgage

Document Number	0000040105
Date	Dec 4, 2019
Instrument	40105

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118-6116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Hood St was $1,511 with a homeowner's exemption, down 6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,069 (+1%)	$182,564 (-1.93%) Land $13,720 Building $168,844
2025	$1,511.00 (-6.03%) Homeowner's exemption	$148,245 Land $12,460 Building $173,690	$186,150 Land $12,460 Building $173,690
2024	$1,608.00
2023		$148,550 Land $12,460 Building $136,090	$148,550 Land $12,460 Building $136,090
2022	$1,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Hood St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Hood St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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