1025 Harper Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1025 Harper Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 1976
Lot Size	1.23 acres (53,765 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Sep 2025)
Tax Bill	$9,122 (2024)
Deeds & Mortgages	Jan 2026 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-403-008`

Property Details

APN / Parcel Number

Primary APN	`19-33-403-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	53,765 sqft (1.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1025 HARPER DR
City	ALGONQUIN
State	IL
Zip	60102-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0016167 LT 8 GASLIGHT TERRACE NORTH UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 01
Legal Block	403
Legal Lot Number	8
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3011
Census Tract	871310

Owner

Source: McHenry County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2025R0026230
Record Updated	Jun 8, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 13, 2026
Property Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005
Document Number	0000001125
Map Reference	DOC 649122
Instrument Date	Jan 9, 2026
Instrument	2026R0001125
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005

Mortgage

Document Number	0000040557
Date	Jul 26, 2021
Instrument	2021R0040557

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2049

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 24, 2025
Property Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005
Document Number	0000026230
Map Reference	DOC 649122
Instrument Date	Sep 16, 2025
Instrument	2025R0026230
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 STILLWATER CT, ALGONQUIN, IL 60102-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005

Mortgage

Document Number	0000026231
Date	Sep 24, 2025
Instrument	2025R0026231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate	6.25%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 5, 2019
Property Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005
Document Number	0000016167
Map Reference	DOC 649122
Instrument Date	May 30, 2019
Instrument	2019R0016167
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 HILLTOP DR, 193, LAKE IN THE HILLS, IL 60156-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HARPER DR, ALGONQUIN, IL 60102-2005

Mortgage

Document Number	0000016168
Date	Jun 5, 2019
Instrument	2019R0016168

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,122.00 Homeowner's exemption	$124,612 (+29.62%) Land $18,024 Building $106,588	$373,836 (+29.62%) Land $54,072 Building $319,764
2022	Homeowner's exemption	$96,134 Land $42,008 Building $54,126	$288,402 Land $126,024 Building $162,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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