1025 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1025 Eden Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 1987
Lot Size0.306 acres (13,329 sqft)
Owner2 Company Names on Record
Tax Bill$1,342 (2025)
Deeds & MortgagesDec 2025 Transfer
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN26-25-31-4410-000A-0030

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000A-0030
Alternative APNs
  • 2531264410000A0030
  • 92343

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,408 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,329 sqft (0.306 acres)
Lot Dimensions131 ft deep x 117 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area252 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1025 EDEN DR
CitySAINT CLOUD
StateFL
Zip34771-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionNEW EDEN ON THE LAKES UNIT A BLK A PB 2 PG 026 W 117 FT OF LOT 3
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockA
Legal Lot Number3
Legal UnitA
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1025 EDEN DR, SAINT CLOUD, FL 34771-8531
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 20, 2025
Transfer Doc0068892541
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 5, 2025
Property Address1025 EDEN DR, SAINT CLOUD, FL 34771-8531
Document Number0068892541
Book / Page6889 / 2541
Map ReferenceMB 2 PG 26&27
Instrument DateNov 20, 2025
Instrument2025149388
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1025 EDEN DR, SAINT CLOUD, FL 34771-8531

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1025 EDEN DR, SAINT CLOUD, FL 34771-8531

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1025 EDEN DR, SAINT CLOUD, FL 34771-8531
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053682286
DateJul 17, 2018
Book Page5368/2286
Instrument2018109248
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,342.00 (+8.93%) Homeowner's exemption$86,325 (+5.99%)$219,100 (+4.18%) Land $50,000 Building $169,100
2024$1,232.00 (+2.84%)
2023$1,198.00 (+6.96%) Homeowner's exemption$81,450 (+3%)$210,300 (+9.99%) Land $45,000 Building $165,300
2022$1,120.00 Homeowner's exemption$79,078$191,200 Land $40,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 88% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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