1025 Dekalb St, Gary, IN 46403 Property Records

Lake County property record for 1025 Dekalb St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 871 sqft · built 1953
Lot Size0.208 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Jul 2022)
Tax Bill$2,911 (2024)
Deeds & MortgagesSep 2023 Second Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-41-0279-0001

Property Details

APN / Parcel Number

Primary APN001-25-41-0279-0001
Alternative APNs
  • 45-09-07-127-012.000-004
  • 254102790001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area871 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2015
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,104 sqft (0.208 acres)
Lot Dimensions172 ft deep x 53 ft wide
TerrainRolling
Garage TypeCarport
Garage Area286 sqft
CarportCarport
Carport Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-41-0279-0001
Old Parcel Number254102790001
Street Address1025 DEKALB ST
CityGARY
StateIN
Zip46403-3771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAETNA MANOR 4TH SUB. ALL L.1 BL.5
Legal SubdivisionAETNA MANOR 4TH SUB
Legal Block5
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1006
Census Tract11500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1025 DEKALB ST, GARY, IN 46403-3771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 7, 2022Warranty Deed, Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Jun 10, 2021Warranty Deed, Transfer
Aug 9, 2019Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Prior SaleJun 10, 2021
Deed Document Number2022-527838
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1025 DEKALB ST, GARY, IN 46403-3771
Transaction TypeMortgage
Record UpdatedOct 4, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 DEKALB ST, GARY, IN 46403-3771

Mortgage

Document Number0000031252
DateSep 25, 2023
Instrument2023-531252
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term347 Months
DueAug 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 7, 2022
Property Address1025 DEKALB ST, GARY, IN 46403-3771
Document Number0000027838
Map ReferenceMB 29 PG 99
Instrument DateJul 6, 2022
Instrument2022-527838
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 DEKALB ST, GARY, IN 46403-3771

Mortgage

Document Number0000027839
DateJul 7, 2022
Instrument2022-527839
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 10, 2021
Property Address1025 DEKALB ST, GARY, IN 46403-3771
Document Number0000041892
Map ReferenceMB 29 PG 99
Instrument DateJun 1, 2021
Instrument2021-041892
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 5TH ST, ARGYLE, TX 76226-1666

August 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateAug 9, 2019
Property Address1025 DEKALB ST, GARY, IN 46403-3771
Document Number0000053716
Instrument DateApr 25, 2019
Instrument53716
Transaction TypeForeclosure
Record UpdatedAug 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11146 203RD ST ST ALBANS NY 114122226, ST ALBANS, NY 11412-2226

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130,800 (+17.52%) Land $7,600 Building $123,200$130,800 (+17.52%) Land $7,600 Building $123,200
2024$2,911.00 (+275.13%)
2023$111,300 (+267.33%) Land $7,600 Building $103,700$111,300 (+267.33%) Land $7,600 Building $103,700
2022$776.00$30,300 Land $7,700 Building $22,600$30,300 Land $7,700 Building $22,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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