1025 Circle Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1025 Circle Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1950
Lot Size	0.64 acres (27,843 sqft)
Owner	2 Individual Names on Record
Tax Bill	$440 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39A 2 54`

Property Details

APN / Parcel Number

Primary APN	`39A 2 54`
Alternative APNs	`3908700` `512888`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,843 sqft (0.64 acres)
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1025 CIRCLE RD
City	BEDFORD
State	VA
Zip	24523-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIRCLE RD LT 54
Legal Subdivision	CIRCLE RD
Legal Lot Number	54
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	1
Census Block	1055
Census Tract	30300

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 CIRCLE RD, BEDFORD, VA 24523-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 26, 2018
Transfer Doc	0000009851
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1025 CIRCLE RD, BEDFORD, VA 24523-5249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180009458
Date	Oct 16, 2018
Instrument	180009458

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 29, 2018
Property Address	1025 CIRCLE RD, BEDFORD, VA 24523-5249
Document Number	180009851
Instrument Date	Oct 26, 2018
Instrument	180009851
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CIRCLE RD, BEDFORD, VA 24523-5249

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$440.00	$107,500 (+1%) Land $28,000 Building $79,500
2023	$440.00 Additional exemption filed	$53,750	$107,500 Land $28,000 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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