1025 Circle Dr, Stroud, OK 74079 Property Records

Lincoln County property record for 1025 Circle Dr, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,178 sqft · built 1963
Lot Size	0.415 acres (18,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Jan 2018)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19114`

Property Details

APN / Parcel Number

Primary APN	`19114`
Alternative APN	`6085-00-003-021-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,178 sqft Living Area
1st Floor Area	3,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,088 sqft (0.415 acres)
Lot Dimensions	133 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19114
Street Address	1025 CIRCLE DR
City	STROUD
State	OK
Zip	74079-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3 LOTS 21-22 HIGHLAND PARK ADDN STROUD 15-6-190-03-010
Legal Range	190
Legal Township	06N
Legal Section	15
Legal Subdivision	HIGHLAND PARK ADDN
Legal Block	3
Legal Lot Number	21,22
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	3
Census Block	3002
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 CIRCLE DR, STROUD, OK 74079-2200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY & COMMUNITY FCU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY & COMMUNITY FCU
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY & COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Mar 19, 1973 · Amount on Record
Deed Document Number	2018262
Deed Book / Page	2280 / 48
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	Jul 20, 2026
Property Address	1025 CIRCLE DR, STROUD, OK 74079-2200
Document Number	0000005551
Book / Page	2675 / 22
Instrument Date	Jul 13, 2026
Instrument	20265551
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CIRCLE DR, STROUD, OK 74079-2200

Mortgage

Document Number	0000005551,
Date	Jul 20, 2026
Book Page	2675/22
Instrument	20265551

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	1025 CIRCLE DR, STROUD, OK 74079-2200
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002315/482
Date	Dec 6, 2018
Book Page	2315/482
Instrument	08012

Lender

Name	UNIVERSITY & COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	1025 CIRCLE DR, STROUD, OK 74079-2200
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002394/13
Date	Oct 21, 2020
Book Page	2394/13
Instrument	6624

Lender

Name	UNIVERSITY & COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jan 12, 2018
Property Address	1025 CIRCLE DR, STROUD, OK 74079-2200
Document Number	002280/048
Book / Page	2280 / 048
Instrument Date	Jan 8, 2018
Instrument	00262
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GROUP L

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1025 CIRCLE DR, STROUD, OK 74079-2200

Mortgage

Document Number	0000000264
Date	Jan 12, 2018
Instrument	00264

Lender

Name	UNIVERSITY & COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2019

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,812 (+5%) Land $2,664 Building $22,148	$225,564 (-5.96%) Land $24,219 Building $201,345
2025	$2,077.00 (-1.8%)	$23,630 (+10.25%) Land $2,604 Building $21,026	$239,872 (+9.06%) Land $26,436 Building $213,436
2024	$2,115.00 (+22.25%)	$21,433 (+5%) Land $2,908 Building $18,525
2022	$1,730.00	$20,412 Land $2,454 Building $17,958	$219,942 Land $26,438 Building $193,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Oklahoma Telephone.

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