1025 Botsford Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1025 Botsford Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,764 sqft
Lot Size	4.05 acres (176,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jul 2022)
Tax Bill	$7,522 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-35-200-022`

Property Details

APN / Parcel Number

Primary APN	`14-17-35-200-022`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	176,418 sqft (4.05 acres)
Garage Area	2,088 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1025 BOTSFORD RD
City	PETOSKEY
State	MI
Zip	49770-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PT GOVT LOT 1 COM 150 FT W OF E 1/4 COR OF SEC, TH CONT W 420 FT, N 420 FT, E 420 FT, S 420 FT TO POB, INC EASEMENT, SECTION 35, T35N, R4W. 4.05 AC M/L.
Legal Range	04W
Legal Township	35N
Legal Section	35
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	3
Census Block	3026
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Aug 17, 2018	Deed of Trust, Mortgage CITIZENS BANK
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Aug 26, 2003 · Amount on Record
Deed Document Number	20225198855
Deed Book / Page	1245 / 885
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 27, 2022
Property Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655
Document Number	001245/885
Book / Page	1245 / 885
Instrument Date	Jul 22, 2022
Instrument	5198855
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 TRELAWNY DR, NEW HUDSON, MI 48165

Mortgage

Document Number	0000001245/0000000886
Date	Jul 27, 2022
Book Page	0000001245/0000000886
Instrument	5198856

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2020

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001205/0000000888
Date	Aug 17, 2018
Book Page	0000001205/0000000888
Instrument	000005158783

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655

Mortgage

Document Number	0000001224/0000000589
Date	Sep 2, 2020
Book Page	0000001224/0000000589
Instrument	5177535

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 BOTSFORD RD, PETOSKEY, MI 49770-9655

Mortgage

Document Number	0000001226/0000000707
Date	Nov 2, 2020
Book Page	0000001226/0000000707
Instrument	5179657

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,500 (+21.88%) Building $332,500	$665,000 (+21.88%) Building $665,000
2024	$7,522.00
2023		$272,800 Building $272,800	$545,600 Building $545,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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