1025 Bernice Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1025 Bernice Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,752 sqft · built 1946
Lot Size	0.172 acres (7,527 sqft)
Owner	Individual Name on Record
Last Sale	$214,500 (Mar 2006)
Tax Bill	$5,244 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22M-2-3-085-8`

Property Details

APN / Parcel Number

Primary APN	`22M-2-3-085-8`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	988 sqft
Basement Area	764 sqft
Unfinished Basement	764 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,527 sqft (0.172 acres)
Lot Dimensions	142 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	200 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1025 BERNICE AVE
City	SAINT LOUIS
State	MO
Zip	63122-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	ADELE PLACE LOT PTS 23 & 24 N 13.5 FT OF LOT 23 & S 39 FT OF LOT 24
Legal Subdivision	ADELE PLACE
Legal Block	6
Legal Lot Number	23-24
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1008
Census Tract	218500

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1025 BERNICE AVE, SAINT LOUIS, MO 63122-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 27, 2019	Deed of Trust, Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2006 · Amount on Record
Deed Sale	Mar 10, 2006 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2006031000973
Deed Book / Page	17090 / 1217
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1025 BERNICE AVE, SAINT LOUIS, MO 63122-2810
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 BERNICE AVE, SAINT LOUIS, MO 63122-2810

Mortgage

Document Number	0245164617
Date	Dec 17, 2020
Book Page	24516/4617
Instrument	2020121700673

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1025 BERNICE AVE, SAINT LOUIS, MO 63122-2810
Document Number	0237300908
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 BERNICE AVE ST LOUIS MO 631222810, ST LOUIS, MO 63122-2810

Mortgage

Document Number	0237300908
Date	Oct 7, 2019
Book Page	023730/000908
Instrument	121

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,320 (+3.34%) Land $54,110 Building $32,210	$454,300 (+3.34%) Land $284,800 Building $169,500
2024	$5,244.00 (+1.61%)
2023	$5,161.00 (+1.47%)	$83,530 (+8.17%) Land $38,630 Building $44,900	$439,600 (+8.17%) Land $203,300 Building $236,300
2022	$5,086.00	$77,220 Land $40,170 Building $37,050
2021			$406,400 Land $211,400 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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