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1025 Baker Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1025 Baker Ave, Schenectady, NY 12309

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,452 sqft · built 1900
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Mar 2024)
Tax Bill$7,938 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN421500 50.30-1-40

Property Details

APN / Parcel Number

Primary APN421500 50.30-1-40
Alternative APN
  • 150005003000010400000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,452 sqft Total Area
1st Floor Area1,226 sqft
2nd Floor Area1,226 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area582 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1025 BAKER AVE
CitySCHENECTADY
StateNY
Zip12309-5701
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE 0004740522 50,000
Legal Block1
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2004
Census Tract20500

Owner

1025 Baker Ave, a duplex, is owned and occupied by an individual who bought it in March 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1025 BAKER AVE, SCHENECTADY, NY 12309-5701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 5, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2024 · Amount on File
Deed SaleMar 26, 2024 · Amount on File
Deed Document Number202417972
Deed Book / Page2127 / 758
Record UpdatedOct 29, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 26, 2024
Property Address1025 BAKER AVE, SCHENECTADY, NY 12309-5701
Document Number0000017972
Book / Page2127 / 758
Instrument DateMar 6, 2024
Instrument202417972
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1415 BAKER AVE, SCHENECTADY, NY 12309-5222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 WAGNER ST, SCHENECTADY, NY 12303-1536

Mortgage

Document Number0000017973
DateMar 26, 2024
Instrument202417973
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateAug 5, 2022
Property Address1025 BAKER AVE, SCHENECTADY, NY 12309-5701
Document Number0000041495
Book / Page2090 / 263
Instrument DateJul 27, 2022
Instrument202241495
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1415 BAKER AVE, 1415, SCHENECTADY, NY 12309-5222

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1415 BAKER AVE, SCHENECTADY, NY 12309-5222

Tax Assessment & Valuation

The 2026 property tax bill for 1025 Baker Ave was $7,938, up 2.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,938.00 (+2.72%)
2025$7,728.00$144,500 Land $21,700 Building $122,800$239,278 Land $35,933 Building $203,345
2023$144,500 (-) Land $21,700 Building $122,800$182,911 (+3.8%) Land $27,468 Building $155,443
2022$144,500 Land $21,700 Building $122,800$176,220 Land $26,463 Building $149,757
2021$7,301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1025 Baker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1025 Baker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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