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1025 4th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1025 4th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,657 sqft Living Area
Lot Size7,013 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$392,000 (2024)
Tax Bill$4,252.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0372-0015
Alternative APNs
  • 263001000103720015
  • 79556

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,657 sqft Living Area
Gross Area2,165 sqft Gross Area
1st Floor1,540 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,013 sqft (0.161 acres)
Depth X Width100 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area225 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1025 4TH ST
CitySAINT CLOUD
StateFL
Zip34769-2902
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 372 W 70 FT LOT 1 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block372
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3018
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0372-0015

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1025 4TH ST, SAINT CLOUD, FL 34769-2902
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jul 30, 2020Warranty Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Prior SaleJul 30, 2020 · Amount on Record
Deed Doc Number202440249
Deed Book / Page6573 / 1026
Prior Transfer DateJan 23, 2007
Prior Transfer Doc0033952663
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1025 4TH ST, SAINT CLOUD, FL 34769-2902
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 S BEACH CIR, KISSIMMEE, FL 34746-6746
InvestorPossibly a Property Investor

Mortgage

Document Number0065731028
DateApr 01, 2024
Book Page6573/1028
Instrument2024040250
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2020
Property Address1025 4TH ST, SAINT CLOUD, FL 34769-2902
Document Number0057651132
Book / Page005765 / 001132
Instrument DateJul 29, 2020
Instrument100008
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1025 4TH ST ST CLOUD FL 347692902, ST CLOUD, FL 34769-2902

Mortgage

Document Number57651134
DateJul 30, 2020
Book Page005765/001134
Instrument100009
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,481.00 (+52.42%)$361,900 (+32.88%) Land $46,800 Building $315,100$361,900 (-2.06%) Land $46,800 Building $315,100
2024$4,252.00 (+2.56%)
2023$4,146.00 (+3.49%) Homeowner's exemption$272,351 (+3%)$369,500 (+10.56%) Land $34,000 Building $335,500
2022$4,006.00 Homeowner's exemption$264,419$334,200 Land $30,600 Building $303,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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