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1025 3rd St, Ramona, CA 92065 Property Records

San Diego County property record for 1025 3rd St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,813 sqft Living Area
Lot Size1.01 acres
OccupancyOwner Occupied
Last Sale$510,000 (2019)
Tax Bill$6,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN284-222-31-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,813 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area43,996 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1025 3RD ST
CityRAMONA
StateCA
Zip92065-2903
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM06378
Legal SubdivisionRAMONA TOWNSITE
Legal Tract6378
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1000
Census Tract20813

Owner

Source: San Diego County records · APN 284-222-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1025 3RD ST, RAMONA, CA 92065-2903
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Mar 11, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleNov 24, 2015 · Amount on Record
Deed Doc Number201986592
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1025 3RD ST, RAMONA, CA 92065-2903
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 3RD ST, RAMONA, CA 92065-2903

Mortgage

Document Number0000071140
DateMar 21, 2023
Instrument2023-0071140
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term480 Months
DueMar 15, 2063

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1025 3RD ST, RAMONA, CA 92065-2903
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 3RD ST, RAMONA, CA 92065-2903

Mortgage

Document Number0000680248
DateNov 02, 2020
Instrument2020-0680248
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 11, 2019
Property Address1025 3RD ST, RAMONA, CA 92065-2903
Document Number0000086592
Instrument DateJan 28, 2019
Instrument86592
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1025 3RD ST RAMONA CA 920652903, RAMONA, CA 92065-2903

Mortgage

Document Number86593
DateMar 11, 2019
Instrument86593
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$580,284 (+2%) Land $193,425 Building $386,859
2025$6,204.00 (+8.35%) Homeowner's exemption$568,907 (+4.04%) Land $189,633 Building $379,274
2023$5,726.00 (-2.39%) Homeowner's exemption$546,818 Land $182,270 Building $364,548
2022$5,866.00

Flood & Wildfire

1025 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
79th percentile of exposed land nationally · 56th in California
Wildfire LikelihoodHigh — about 1 in 164 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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