1025 2nd Ave N, Columbus, MS 39701 Property Records

Lowndes County property record for 1025 2nd Ave N, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,363 sqft · built 1940
Lot Size	0.105 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (May 2022)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W100112500`

Property Details

APN / Parcel Number

Primary APN	`61W100112500`
Alternative APNs	`015609` `15609`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,363 sqft Adjusted Area
1st Floor Area	1,329 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	92 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015609
Street Address	1025 2ND AVE N
City	COLUMBUS
State	MS
Zip	39701-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1025 2ND AVE N BLOCK 66 10A
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	66
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	2
Census Block	2075
Census Tract	902

Owner

1025 2nd Ave N is owned by two individuals who bought it in May 2022.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	251 SAGAMORE CIR, COLUMBUS, MS 39705-1145
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jun 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	0020223423
Deed Book / Page	2021 / 5265
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0020215265
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1025 2ND AVE N, COLUMBUS, MS 39701-4707
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202120137
Date	Jun 25, 2021
Book Page	2021/20137

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1025 2ND AVE N, COLUMBUS, MS 39701-4707
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202211135
Date	May 3, 2022
Book Page	2022/11135

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 25, 2021
Property Address	1025 2ND AVE N, COLUMBUS, MS 39701-4707
Document Number	0020215265
Book / Page	2021 / 5265
Instrument Date	Jun 24, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 2ND AVE N, COLUMBUS, MS 39701-4707

Tax Assessment & Valuation

The 2025 property tax bill for 1025 2nd Ave N was $2,328, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+1.26%)	$14,249	$94,990 Land $4,000 Building $90,990
2024	$2,299.00 (+21.38%)
2023	$1,894.00	$11,582	$77,210 Land $4,000 Building $73,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1025 2nd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1025 2nd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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