Stearns County property record for 1025 18th St N, Saint Cloud, MN 56303
| Property Type | Commercial |
|---|---|
| Details | 27,400 sqft · built 2005 |
| Lot Size | 2.21 acres (96,317 sqft) |
| Owner | Company Name on File |
| Tax Bill | $75,580 (2026) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48581-0900 |
| Primary APN | 82-48581-0900 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 27,400 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 96,317 sqft (2.21 acres) |
| Lot Width | 301 ft Width |
| Cooling System | None |
|---|
| Street Address | 1025 18TH ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-1205 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1 |
| Legal Description | LOT 001 BLK 001 MCMAHON ADDITION SECTION 02 TOWNSHIP 124 RANGE 028 SECTION 02 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 02 |
| Legal Subdivision | MCMAHON ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 901 |
1025 18th St N, a commercial property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3105 1ST ST S, SAINT CLOUD, MN 56301-3865 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 6, 2017 |
| Property Address | 1025 18TH ST N, SAINT CLOUD, MN 56303-1205 |
| Document Number | 0000T41038 |
| Instrument Date | Jun 29, 2017 |
| Instrument | T41038 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7135 5TH AVE NE, SAUK RAPIDS, MN 56379-9558 |
The 2026 property tax bill for 1025 18th St N was $75,580.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,580.00 | $1,540,000 (-) Land $280,000 Building $1,260,000 | $1,540,000 (-) Land $280,000 Building $1,260,000 |
| 2025 | $1,540,000 Land $280,000 Building $1,260,000 | $1,540,000 Land $280,000 Building $1,260,000 | |
| 2024 | $46,306.00 (-3.05%) | ||
| 2023 | $47,764.00 | $1,540,000 Land $280,000 Building $1,260,000 | $1,540,000 Land $280,000 Building $1,260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1025 18th St N in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1025 18th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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