1025 12th St, Ramona, CA 92065 Property Records

San Diego County property record for 1025 12th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,940 sqft · built 2013
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2020)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-241-01-00`

Property Details

APN / Parcel Number

Primary APN	`284-241-01-00`
Alternative APN	`6680910400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	40,511 sqft (0.93 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	6680910400
Street Address	1025 12TH ST
City	RAMONA
State	CA
Zip	92065-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK 522 (EX ST) TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	522
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1006
Census Tract	20813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15809 SALIDA DEL SOL, RAMONA, CA 92065-5628
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 21, 2020	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	2020259947
Prior Transfer Date	May 11, 2020
Prior Transfer Doc	0000259946
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2020
Property Address	1025 12TH ST, RAMONA, CA 92065-2848
Document Number	0000259947
Map Reference	MAP 643
Instrument Date	May 12, 2020
Instrument	2020-0259947
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15809 SALIDA DEL SOL, RAMONA, CA 92065-5628

Mortgage

Document Number	0000259948
Date	May 21, 2020
Instrument	2020-0259948

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2020
Property Address	1025 12TH ST, RAMONA, CA 92065-2848
Document Number	0000259946
Instrument Date	May 11, 2020
Instrument	259946
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 12TH ST RAMONA CA 920652848, RAMONA, CA 92065-2848

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1025 12TH ST, RAMONA, CA 92065-2848
Document Number	0000086241
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1025 12TH ST RAMONA CA 920652848, RAMONA, CA 92065-2848

Mortgage

Document Number	0000086241
Date	Feb 23, 2017
Instrument	86241

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,574 (+2%) Land $221,009 Building $431,565
2025	$7,997.00 (+8.98%)	$639,779 (+4.04%) Land $216,676 Building $423,103
2023	$7,338.00 (-3.68%)	$614,937 Land $208,263 Building $406,674
2022	$7,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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