10246 Grackle Ct, Pensacola, FL 32507 Property Records

Escambia County property record for 10246 Grackle Ct, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,707 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2021)
Tax Bill	$4,305 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3S-31-2300-006-013`

Property Details

APN / Parcel Number

Primary APN	`18-3S-31-2300-006-013`
Alternative APN	`102019252`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,707 sqft Adjusted Area
1st Floor Area	2,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	158 sqft
Deck Area	168 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102019252
Old Parcel Number	102019252
Street Address	10246 GRACKLE CT
City	PENSACOLA
State	FL
Zip	32507-7212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 6 BLK M HERONS FOREST PB 16 P 18/18A OR 8596 P 1912
Legal Range	31W
Legal Township	03S
Legal Section	18
Legal Subdivision	HERONS FOREST
Legal Block	M
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	2606

Owner

10246 Grackle Ct is owned and occupied by an individual who bought it in August 2021.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10246 GRACKLE CT, PENSACOLA, FL 32507-7212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Jun 20, 2013 · Amount on File
Deed Document Number	0085961912
Deed Book / Page	8596 / 1912
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10246 GRACKLE CT, PENSACOLA, FL 32507-7212
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10246 GRACKLE CT, PENSACOLA, FL 32507-7212

Mortgage

Document Number	0090991630
Date	Feb 5, 2024
Book Page	9099/1630
Instrument	2024008397

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2034

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 13, 2021
Property Address	10246 GRACKLE CT, PENSACOLA, FL 32507-7212
Document Number	0085961912
Book / Page	8596 / 1912
Map Reference	MB 16 PG 18&18A
Instrument Date	Aug 13, 2021
Instrument	2021090048
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10246 GRACKLE CT, 10246, PENSACOLA, FL 32507-7212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10246 GRACKLE CT, PENSACOLA, FL 32507-7212

Mortgage

Document Number	85961914
Date	Aug 13, 2021
Instrument	8596/1914

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,354	$379,900 Land $70,000 Building $309,900
2024	$4,305.00 (+0.7%)
2023	$4,275.00 (+2.25%) Homeowner's exemption	$353,208 (+3%)	$392,538 (+14.47%) Land $65,000 Building $327,538
2022	$4,181.00 Homeowner's exemption	$342,921	$342,921 Land $50,000 Building $292,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10246 Grackle Ct in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 292 condo units
Nearby Flood Claims	60 (2004–2020)
Claims Outside the SFHA	11 of 60
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 48 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10246 Grackle Ct is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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