Montezuma County property record for 10245 Rd 28 2 Loop, Cortez, CO 81321
| Property Type | Mobile Home |
|---|---|
| Details | 1,904 sqft · built 1996 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Jun 2003) |
| Tax Bill | $139 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R006467 |
| Primary APN | R006467 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,904 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Lot Area | 23,958 sqft (0.55 acres) |
| Account Number | R006467 |
|---|---|
| Street Address | 10245 ROAD 28.2 LOOP |
| City | CORTEZ |
| State | CO |
| Zip | 81321-8855 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR ES |
| Legal Description | SUBDIVISION: LAKESIDE ESTATES PHASE I LOT: 3 0.55AC B730 P320 |
| Legal Subdivision | LAKESIDE ESTATES PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 969600 |
Source: Montezuma County records, as of April 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10245 ROAD 28.2 LOOP, CORTEZ, CO 81321-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2003 · Amount on Record |
| Deed Sale | Jun 4, 2003 · Amount on Record |
| Prior Sale | Oct 28, 2002 |
| Deed Document Number | 2003513809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Apr 9, 2026 |
| Property Address | 10245 ROAD 28.2 LOOP, CORTEZ, CO 81321-8855 |
| Document Number | 0000666573 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2026666573 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000666573, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026666573 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.71% |
|---|---|
| Max Rate | -1% |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139.00 (+73.75%) | $5,487 (+75.42%) Land $354 Building $5,133 | $68,926 (+75.37%) Land $4,441 Building $64,485 |
| 2024 | $80.00 (-77.27%) | $3,128 (-58.33%) Land $147 Building $2,981 | $39,303 (-58.32%) Land $1,851 Building $37,452 |
| 2023 | $352.00 (+121.38%) | $7,507 (+14.21%) Land $354 Building $7,153 | $94,303 (+14.22%) Land $4,441 Building $89,862 |
| 2022 | $159.00 | $6,573 Land $354 Building $6,219 | $82,565 Land $4,441 Building $78,124 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
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