10245 High Mountain Dr, Escondido, CA 92026 Property Records

San Diego County property record for 10245 High Mountain Dr, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 5,902 sqft · built 2010
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Dec 2013)
Tax Bill	$16,282 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`186-101-66-00`

Property Details

APN / Parcel Number

Primary APN	`186-101-66-00`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	5,902 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	55,321 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	10245 HIGH MOUNTAIN DR
City	ESCONDIDO
State	CA
Zip	92026-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 (EX ST) TR PM15883
Legal Subdivision	HIGH MOUNTAIN ROAD
Legal Tract	15883
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3014
Census Tract	19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10245 HIGH MOUNTAIN DR, ESCONDIDO, CA 92026-7200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage · ARM FREMONT BANK
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2013 · Amount on Record
Deed Sale	Dec 17, 2013 · Amount on Record
Prior Sale	Jan 16, 2007 · Amount on Record
Deed Document Number	2013724955
Prior Transfer Date	Nov 8, 2000
Prior Transfer Doc	0000686472
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10245 HIGH MOUNTAIN DR, ESCONDIDO, CA 92026-7200
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124445
Date	Mar 20, 2017
Instrument	2017-0124445

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10245 HIGH MOUNTAIN DR, ESCONDIDO, CA 92026-7200
Document Number	0000361130
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10245 HIGH MOUNTAIN DR ESCONDIDO CA 920267200, ESCONDIDO, CA 92026-7200

Mortgage

Document Number	0000361130
Date	Aug 31, 2018
Instrument	361130

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,144,087 (+2%) Land $375,109 Building $768,978
2025	$16,282.00 (+5.82%) Homeowner's exemption	$1,121,654 (+4.04%) Land $367,754 Building $753,900
2023	$15,386.00 (+1.89%) Homeowner's exemption	$1,078,101 Land $353,475 Building $724,626
2022	$15,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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