Cook County property record for 10243 S Oakley Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,417 sqft · built 1927 |
| Lot Size | 0.158 acres (6,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Nov 2012) |
| Tax Bill | $4,645 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-324-011 |
| Primary APN | 25-07-324-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,880 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10243 S OAKLEY AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | WM E (HARMONS)(BEVERLY)(HILLS) ADD IN SW SEC 07-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 07 |
| Legal Subdivision | HARMONS BEVERLY HILLS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 720300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10243 S OAKLEY AVE, CHICAGO, IL 60643-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 11, 2019 | Loan Modification, Mortgage · Line of Credit PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2012 · Amount on Record |
| Deed Sale | Nov 9, 2012 · Amount on Record |
| Prior Sale | Nov 5, 1996 · Amount on Record |
| Deed Document Number | 201235038 |
| Prior Transfer Date | Oct 31, 1996 |
| Prior Transfer Doc | 0000000373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10243 S OAKLEY AVE, CHICAGO, IL 60643-1915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10243 S OAKLEY AVE, CHICAGO, IL 60643-1915 |
| Document Number | 0027055223 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2127055223 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10243 S OAKLEY AVE, CHICAGO, IL 60643-1915 |
| Document Number | 1910255172 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10243 S OAKLEY AVE CHICAGO IL 606431915, CHICAGO, IL 60643-1915 |
| Document Number | 1910255172 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 10255172 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10243 S OAKLEY AVE, CHICAGO, IL 60643-1915 |
| Document Number | 1910255091 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10243 S OAKLEY AVE CHICAGO IL 606431915, CHICAGO, IL 60643-1915 |
| Document Number | 1910255091 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 10255091 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,000 (+38.46%) Land $10,664 Building $24,336 | $350,000 (+38.46%) Land $106,640 Building $243,360 | |
| 2023 | $4,645.00 (+3.02%) | ||
| 2022 | $4,509.00 (+1.9%) Homeowner's exemption | $25,278 (-) Land $8,600 Building $16,678 | $252,780 (-) Land $86,000 Building $166,780 |
| 2021 | $4,425.00 Homeowner's exemption | $25,278 Land $8,600 Building $16,678 | $252,780 Land $86,000 Building $166,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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