Hernando County property record for 10243 Locker Dr, Spring Hill, FL 34608 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,446 sqft Living Area |
| Lot Size | 11,437 sqft (0.263 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2026) |
| Tax Bill | $5,105.00 (2025) |
| Primary APN | R31-223-18-3501-0000-7380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 3,321 sqft Gross Area |
| 1st Floor | 2,446 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,437 sqft (0.263 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 596 sqft Garage |
| Pool Area | 408 sqft Pool |
|---|---|
| Patio Area | 12 sqft Patio |
| Porch | Open Porch |
| Porch Area | 1,249 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01320252 |
|---|---|
| Street Address | 10243 LOCKER DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-9400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLFERS CLUB EST UNIT 11 LOT 738 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 31 |
| Legal Subdivision | GOLFERS CLUB EST UNIT 11 |
| Legal Lot Number | 738 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 40901 |
Source: Hernando County records · APN R31-223-18-3501-0000-7380
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Mar 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 30, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SYNOVUS BANK |
| May 27, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 17, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2026 · Amount on Record |
| Deed Sale | Mar 05, 2026 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Doc Number | 202614791 |
| Deed Book / Page | 4677 / 1092 |
| Prior Transfer Date | May 07, 2021 |
| Prior Transfer Doc | 0040041335 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 05, 2026 |
| Property Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0046771092 |
| Book / Page | 4677 / 1092 |
| Map Reference | MB 30 PG 29 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 2026014791 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1172 CABERNET PL, SPRING HILL, FL 34609-6608 |
| Name | Verified Name |
|---|---|
| Address | 10243 LOCKE DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0046771094 |
|---|---|
| Date | Mar 05, 2026 |
| Book Page | 4677/1094 |
| Instrument | 2026014792 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0042751144 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 4275/1144 |
| Instrument | 2023014345 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0040200798 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4020/798 |
| Instrument | 2021049391 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 27, 2021 |
| Property Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0040041335 |
| Book / Page | 4004 / 1335 |
| Map Reference | MB 30 PG 29 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021039843 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 17, 2020 |
| Property Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 0038520843 |
| Book / Page | 3852 / 843 |
| Map Reference | MB 30 PG 29 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020036517 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1091 OLD WINDSOR WAY, 1091, SPRING HILL, FL 34609-4645 |
| Name | Verified Name |
|---|---|
| Address | 10243 LOCKER DR, SPRING HILL, FL 34608-9400 |
| Document Number | 3852845 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 3852/845 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,105.00 (+17.19%) Homeowner's exemption | $345,979 (+5.99%) | $466,119 (-2.23%) Land $37,742 Building $428,377 |
| 2023 | $326,435 (+3%) Land $326,435 | ||
| 2022 | $4,356.00 Homeowner's exemption | $316,927 | $476,767 Land $37,742 Building $439,025 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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