10243 E Watson Rd, Saint Louis, MO 63127 Property Records

St. Louis County property record for 10243 E Watson Rd, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,444 sqft · built 2020
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual on Record
Last Sale	$666,095 (Oct 2020)
Tax Bill	$7,201 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26M-5-3-065-1`

Property Details

APN / Parcel Number

Primary APN	`26M-5-3-065-1`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	936 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	290 ft deep x 73 ft wide
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10243 E WATSON RD
City	SAINT LOUIS
State	MO
Zip	63127-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	FLEISS ESTATES
Legal Subdivision	FLEISS ESTATES
Legal Lot Number	B
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	3
Census Block	3014
Census Tract	220803

Owner

Source: St. Louis County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Oct 6, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA
Sep 10, 2019	Warranty Deed, Transfer · Line of Credit BUENA VISTA NAT'L BK
Mar 1, 2017	Warranty Deed, Transfer · Line of Credit AMERICAN BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	2020100600169
Deed Book / Page	24362 / 1423
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406

Mortgage

Document Number	2025101600018
Date	Oct 16, 2025
Instrument	2025101600018

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406

Mortgage

Document Number	0250981321
Date	Sep 9, 2021
Book Page	25098/1321
Instrument	2021090900163

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 6, 2020
Property Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Document Number	0243621423
Book / Page	24362 / 1423
Map Reference	MB 345 PG 159
Instrument Date	Sep 25, 2020
Instrument	2020100600169
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 S KIRKWOOD RD UNIT 103, 338, SAINT LOUIS, MO 63122-6166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406

Mortgage

Document Number	2020100600170
Date	Oct 6, 2020
Instrument	2020100600170

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 10, 2019
Property Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Document Number	0236901244
Book / Page	023690 / 001244
Instrument Date	Aug 30, 2019
Instrument	295
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	338 S KIRKWOOD RD #105 ST LOUIS MO 631226166, 105, ST LOUIS, MO 63122-6166

Mortgage

Document Number	236901247
Date	Sep 10, 2019
Book Page	023690/001247
Instrument	296

Lender

Name	BUENA VISTA NAT'L BK
Type	Bank
Address	CHESTER, IL 62233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 1, 2017
Property Address	10243 E WATSON RD, SAINT LOUIS, MO 63127-1406
Document Number	0224180065
Book / Page	022418 / 000065
Instrument Date	Feb 27, 2017
Instrument	114
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12225 CLAYTON RD ST LOUIS MO 631312303, ST LOUIS, MO 63131-2303
Investor	Possibly a Property Investor

Mortgage

Document Number	224180068
Date	Mar 1, 2017
Book Page	022418/000068
Instrument	115

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,910 (+19.23%) Land $32,470 Building $98,440	$689,000 (+19.22%) Land $170,900 Building $518,100
2024	$7,201.00 (+0.26%)
2023	$7,182.00	$109,800 Land $24,720 Building $85,080	$577,900 Land $130,100 Building $447,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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