10243 E 1400 N Rd, Bloomington, IL 61705 Property Records

McLean County property record for 10243 E 1400 N Rd, Bloomington, IL 61705

Property Summary

Property Type	Commercial
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2007)
Tax Bill	$20,130 (2024)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-126-001`

Property Details

APN / Parcel Number

Primary APN	`20-02-126-001`

Exterior

Lot Area	119,790 sqft (2.75 acres)

Location & Zoning

Street Address	10243 E 1400 NORTH RD
City	BLOOMINGTON
State	IL
Zip	61705-5116
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W200, E1637.38, N600 LOT 1 NW 2-23-1E
Legal Range	01E
Legal Township	23N
Legal Section	02
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	DALE
Census Block Group	1
Census Block	1005
Census Tract	6000

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10243 E 1400 NORTH RD, 1A, BLOOMINGTON, IL 61705-5115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Oct 22, 2021	Deed of Trust, Mortgage THE HAVANA NATIONAL BANK
Jul 8, 2008	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK NA
Oct 18, 2007	Trustee's Deed, Foreclosure · Line of Credit COMMERCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2007 · Amount on Record
Deed Sale	Oct 18, 2007 · Amount on Record
Deed Document Number	200728755
Prior Transfer Date	Jan 17, 2006
Prior Transfer Doc	0000003849
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10243 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019647
Date	Dec 5, 2018
Instrument	2018-00019647

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 1, 2023

Interest

Rate	5.5%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10243 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24605 S RIVER TRL, CHANNAHON, IL 60410-8661

Mortgage

Document Number	202100025533
Date	Oct 22, 2021
Instrument	2021-00025533

Lender

Name	THE HAVANA NATIONAL BANK
Type	Bank
Address	HAVANA, IL 62644

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2036

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10243 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5116
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800018941
Date	Jul 8, 2008
Instrument	2008-00018941

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 26, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.35%

October 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 18, 2007
Property Address	10243 E 1400 NORTH RD, BLOOMINGTON, IL 61705-5116
Document Number	200700028755
Instrument Date	Oct 9, 2007
Instrument	2007-00028755
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 EASLL AND DR 6, 6, BLOOMINGTON, IL 61704

Mortgage

Document Number	200700028756
Date	Oct 18, 2007
Instrument	2007-00028756

Lender

Name	COMMERCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dale Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,719 (+20.19%) Land $63,110 Building $224,609	$863,157 (+20.19%) Land $189,330 Building $673,827
2024	$20,130.00 (+6.11%)
2023	$18,971.00 (+4.16%)	$239,393 (+10.52%) Land $52,510 Building $186,883	$718,180 (+10.52%) Land $157,530 Building $560,650
2022	$18,214.00	$216,606 Land $47,512 Building $169,094	$649,818 Land $142,536 Building $507,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Xfinity.

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