10241 Marshall Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10241 Marshall Rd, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,080 sqft · built 1996
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2023)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-00-00-053.05`

Property Details

APN / Parcel Number

Primary APN	`072-00-00-053.05`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,080 sqft Finished Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10241 MARSHALL RD
City	LATONIA
State	KY
Zip	41015-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAMLAGE LOT 3 BEING 1.51 ACS
Legal Subdivision	BRAMLAGE
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2015
Census Tract	65900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10241 MARSHALL RD, LATONIA, KY 41015-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer · FHA Mortgage PREMIER BANK
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK
Apr 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 1, 2018	Warranty Deed, Transfer · Line of Credit LOANDEPOT.COM LLC
Sep 20, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Mar 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2023120
Deed Book / Page	227 / 418
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0005900223
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 19, 2023
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Document Number	0005900120
Book / Page	KC 227 / 418
Map Reference	PL B-739
Instrument Date	May 18, 2023
Instrument	23051905900120
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5055 SANDMAN DR APT 106, 106, TAYLOR MILL, KY 41015-2088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319

Mortgage

Document Number	0005900121
Date	May 19, 2023
Book Page	KCM 462/717
Instrument	23051905900121

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900006
Date	Apr 7, 2021
Book Page	197/1
Instrument	21040705900006

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Document Number	0000000175
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10241 MARSHALL RD COVINGTON KY 410159319, COVINGTON, KY 41015-9319

Mortgage

Document Number	0000000175
Date	May 16, 2019
Book Page	0I4263/000238
Instrument	175

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2018
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Document Number	0000000197
Book / Page	0I4100 / 000341
Instrument Date	Apr 18, 2018
Instrument	197
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10241 MARSHALL RD COVINGTON KY 410159319, COVINGTON, KY 41015-9319

Mortgage

Document Number	198
Date	May 1, 2018
Book Page	0I4100/000346
Instrument	198

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2017
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Document Number	0000000049
Book / Page	0I4001 / 000287
Instrument Date	Sep 18, 2017
Instrument	49
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10213 LIMERICK CIR COVINGTON KY 410152428, COVINGTON, KY 41015-2428

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2017
Property Address	10241 MARSHALL RD, COVINGTON, KY 41015-9319
Document Number	0000000202
Book / Page	0I3911 / 000003
Instrument Date	Mar 6, 2017
Instrument	202
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,000 (-) Land $40,000 Building $410,000	$450,000 (-) Land $40,000 Building $410,000
2025	$5,359.00 (+7.18%)	$450,000 (+13.92%) Land $40,000 Building $410,000	$450,000 (+13.92%) Land $40,000 Building $410,000
2023	$5,000.00	$395,000 Land $15,000 Building $380,000	$395,000 Land $15,000 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

10241 Marshall Rd, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Marshall Rd

Nearby Streets

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