10240 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10240 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,216 sqft · built 1996
Lot Size1.44 acres (62,988 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Nov 2017)
Tax Bill$3,601 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-31-526-005

Property Details

APN / Parcel Number

Primary APN10-31-526-005

Interior

Full Baths2 Baths
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
Basement Area1,216 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Lot Area62,988 sqft (1.44 acres)
Lot Dimensions214 ft deep x 1 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10240 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 5 COUNTRY MEADOWS (98) FR 10-31-200-025
Legal SubdivisionCOUNTRY MEADOWS
Legal Lot Number5
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2022
Census Tract12801

Owner

10240 Duffield Rd is owned and occupied by an individual who acquired it in September 2026.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address10240 DUFFIELD RD, GAINES, MI 48436-9613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Quit Claim Deed, Transfer · Conventional Mortgage
DART BANK
Dec 29, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 28, 2017Grant Deed, Transfer
ONE STOP RECORDING
Nov 29, 2017Warranty Deed, Transfer
CISLO TITLE CO
Jun 9, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2017 · Amount on File
Deed SaleNov 29, 2017 · Amount on File
Prior SaleJun 9, 2017 · Amount on File
Deed Document Number201773987
Last Transfer DateSep 2, 2026
Transfer Doc0000051763
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateSep 8, 2026
Property Address10240 DUFFIELD RD, GAINES, MI 48436-9613
Document Number0000051763
Instrument DateSep 2, 2026
Instrument202651763
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10240 DUFFIELD RD, GAINES, MI 48436-9613

Mortgage

Document Number0000051764,
DateSep 8, 2026
Instrument2026851764
Lender
NameDART BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address10240 DUFFIELD RD, GAINES, MI 48436-9613
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10240 DUFFIELD RD, GAINES, MI 48436-9613

Mortgage

Document Number0000097311
DateDec 29, 2021
Instrument202112290097311
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGENESEE MI
Recording DateNov 28, 2017
Property Address10240 DUFFIELD RD, GAINES, MI 48436-9613
Document Number0000073567
Instrument DateNov 20, 2017
Instrument73567
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyONE STOP RECORDING

Transaction

AmountAmount on Record
Tax$1,136.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10240 DUFFIELD RD GAINES MI 484369613, GAINES, MI 48436-9613

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 29, 2017
Property Address10240 DUFFIELD RD, GAINES, MI 48436-9613
Document Number201711290073987
Map ReferenceLB75 PG10-13
Instrument DateOct 17, 2017
Instrument201711290073987
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCISLO TITLE CO

Transaction

AmountAmount on Record
Tax$1,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10240 DUFFIELD RD, 10240, GAINES, MI 48436-9613

Transferred To (Grantee/Buyer)

NameVerified Name
Address2614 HOGAN CIR, FENTON, MI 48430-3454

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGENESEE MI
Recording DateJun 9, 2017
Property Address10240 DUFFIELD RD, GAINES, MI 48436-9613
Document Number0000043611
Instrument DateMay 24, 2017
Instrument43611
Transaction TypeForeclosure
Record UpdatedJun 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,111.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address100 N CENTRAL EXPY #190 RICHARDSON TX 750805302, 190, RICHARDSON, TX 75080-5302

Tax Assessment & Valuation

The 2025 property tax bill for 10240 Duffield Rd was $3,601 with a homeowner's exemption, down 1.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,500 (+7.07%) Land $7,800 Building $102,700$221,000 (+7.07%) Land $15,600 Building $205,400
2025$3,601.00 (-1.69%) Homeowner's exemption$103,200$206,400
2024$3,663.00
2023$97,300$194,600
2019$2,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10240 Duffield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10240 Duffield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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