1024 W Ruffner St, Seattle, WA 98119 Property Records

King County property record for 1024 W Ruffner St, Seattle, WA 98119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,590 sqft · built 2006
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$1,060,000 (Nov 2013)
Tax Bill	$21,618 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`744300-1505`

Property Details

APN / Parcel Number

Primary APN	`744300-1505`
Alternative APN	`744300150508`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,590 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	1,200 sqft
Basement Area	1,220 sqft
Finished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	744300150508
Street Address	1024 W RUFFNER ST
City	SEATTLE
State	WA
Zip	98119-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	ROSS 2ND ADD PLAT BLOCK: 10 PLAT LOT: 18
Legal Range	03
Legal Township	25
Legal Section	13
Legal Subdivision	ROSS 2ND ADD
Legal Block	10
Legal Lot Number	18
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1016
Census Tract	5901

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 W RUTHER ST, SEATTLE, WA 98119
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 22, 2022	Intrafamily Transfer, Transfer
Jan 2, 2020	Deed of Trust, Mortgage KEYBANK USA
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Oct 31, 2006 · Amount on Record
Deed Document Number	20131403
Last Transfer Date	Apr 1, 2022
Transfer Doc	0000001008
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1024 W RUFFNER ST, SEATTLE, WA 98119-1475
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 W RUFFNER ST, SEATTLE, WA 98119-1475

Mortgage

Document Number	0000000040
Date	Dec 5, 2023
Instrument	20231205000040

Lender

Name	US BANK NA
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Apr 22, 2022
Property Address	1024 W RUFFNER ST, SEATTLE, WA 98119-1475
Document Number	0000001008
Map Reference	VOL 2 PG 140
Instrument Date	Apr 1, 2022
Instrument	20220422001008
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1024 W RUFFNER ST, SEATTLE, WA 98119-1475
Document Number	0000000164
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1024 W RUFFNER ST SEATTLE WA 981191475, SEATTLE, WA 98119-1475

Mortgage

Document Number	0000000164
Date	Jan 13, 2020
Instrument	202001130164

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44144-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1024 W RUFFNER ST, SEATTLE, WA 98119-1475
Document Number	0000001764
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1024 W RUFFNER ST SEATTLE WA 981191475, SEATTLE, WA 98119-1475

Mortgage

Document Number	0000001764
Date	Feb 27, 2017
Instrument	201702271764

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,618.00 (+9.55%)
2025		$2,119,000 (+1.78%) Land $760,000 Building $1,359,000	$2,119,000 (+1.78%) Land $760,000 Building $1,359,000
2024	$19,734.00 (+7.79%)	$2,082,000 (-5.02%) Land $760,000 Building $1,322,000	$2,082,000 (-5.02%) Land $760,000 Building $1,322,000
2022	$18,308.00	$2,192,000 Land $805,000 Building $1,387,000	$2,192,000 Land $805,000 Building $1,387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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