Harris County property record for 1024 W Gardner St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,402 sqft · built 1926 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $867,825 (Jun 2024) |
| Tax Bill | $10,352 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-099-000-0006 |
| Primary APN | 062-099-000-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0620990000006 |
|---|---|
| Street Address | 1024 W GARDNER ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 120 NORTH NORHILL |
| Legal Subdivision | NORTH NORHILL |
| Legal Block | 120 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 511400 |
1024 W Gardner St is owned and occupied by two individuals who bought it in June 2024.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 W GARDNER ST, HOUSTON, TX 77009-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Feb 25, 2020 | Warranty Deed, Transfer BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Prior Sale | Feb 25, 2020 · Amount on File |
| Deed Document Number | 2024217990 |
| Prior Transfer Date | Feb 21, 2020 |
| Prior Transfer Doc | 2020085542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1024 W GARDNER ST, HOUSTON, TX 77009-5020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1024 W GARDNER ST, HOUSTON, TX 77009-5020 |
| Document Number | 0000028266 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024-028266 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 25, 2020 |
| Property Address | 1024 W GARDNER ST, HOUSTON, TX 77009-5020 |
| Document Number | 0000085542 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 85542 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1024 W GARDNER ST HOUSTON TX 770095020, HOUSTON, TX 77009-5020 |
| Document Number | 85543 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 85543 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2050 |
The 2025 property tax bill for 1024 W Gardner St was $10,352 with a homeowner's exemption, down 2.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,595 (+2.58%) Land $450,000 Building $247,595 | $697,595 (+2.58%) Land $450,000 Building $247,595 | |
| 2025 | $10,352.00 (-2.12%) Homeowner's exemption | $680,036 Land $450,000 Building $230,036 | $680,036 Land $450,000 Building $230,036 |
| 2024 | $10,576.00 | ||
| 2023 | $659,852 Land $400,000 Building $259,852 | $659,852 Land $400,000 Building $259,852 | |
| 2022 | $9,648.00 | ||
| 2020 | $9,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1024 W Gardner St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 7 (1979–2017) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1024 W Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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