1024 W Division St, Galva, IL 61434 Property Records

Henry County property record for 1024 W Division St, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1907
Lot Size	3.52 acres (153,331 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2023)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-376-015`

Property Details

APN / Parcel Number

Primary APN	`24-28-376-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Total Area
1st Floor Area	776 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	153,331 sqft (3.52 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1024 W DIVISION ST
City	GALVA
State	IL
Zip	61434-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7, EX S274, & PT LT 25 E SW & PT W SW SEC 28 T14N R4E LANDS INCORP
Legal Range	04E
Legal Township	14N
Legal Section	28
Legal Subdivision	LANDS INCORP
Legal Block	376
Legal Lot Number	7,25
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	2
Census Block	2023
Census Tract	31100

Owner

Source: Henry County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Jul 26, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 26, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 6, 2022	Executor's Deed, Transfer · Conventional Mortgage GREENSTATE CU
Aug 15, 2022	Executor's Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	20233295
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003661
Date	Aug 18, 2023
Instrument	20-2303661

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Jul 26, 2023
Property Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Document Number	0000003296
Instrument Date	Jul 26, 2023
Instrument	20-2303296
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1024 W DIVISION ST, GALVA, IL 61434-1643

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jul 26, 2023
Property Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Document Number	0000003295
Instrument Date	Jul 21, 2023
Instrument	20-2303295
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 W DIVISION ST, GALVA, IL 61434-1643

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HENRY IL
Recording Date	Sep 6, 2022
Property Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Document Number	0000005274
Instrument Date	Aug 12, 2022
Instrument	20-2205274
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 W DIVISION ST, GALVA, IL 61434-1643

Mortgage

Document Number	0000005273
Date	Sep 6, 2022
Instrument	20-2205273

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

August 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HENRY IL
Recording Date	Aug 15, 2022
Property Address	1024 W DIVISION ST, GALVA, IL 61434-1643
Document Number	0000004761
Instrument Date	Aug 12, 2022
Instrument	20-2204761
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 W DIVISION ST, GALVA, IL 61434-1643

Mortgage

Document Number	0000004762
Date	Aug 15, 2022
Instrument	20-2204762

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,869.00 (-17.88%)	$30,323 (+22.18%) Land $7,525 Building $22,798	$90,969 (+22.18%) Land $22,575 Building $68,394
2022		$24,819 Land $6,159 Building $18,660	$74,457 Land $18,477 Building $55,980
2021	$2,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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