1024 Union St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1024 Union St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,971 sqft · built 1928
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Apr 2024)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-1076-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-1076-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,971 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	167 ft deep x 51 ft wide
Garage Area	208 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1024 UNION ST
City	PORT HURON
State	MI
Zip	48060-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 9 BLK 122 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	122
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1011
Census Tract	622000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 UNION ST, 2, PORT HURON, MI 48060-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	20245188
Deed Book / Page	5701 / 698
Prior Transfer Date	Jan 14, 2013
Prior Transfer Doc	004350/282
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2026
Property Address	1024 UNION ST, PORT HURON, MI 48060-5834
Document Number	0000014922
Book / Page	5946 / 969
Instrument Date	Jul 18, 2026
Instrument	202614922
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 UNION ST, PORT HURON, MI 48060-5834

Mortgage

Document Number	0000014922,
Date	Jul 23, 2026
Book Page	5946/969
Instrument	202614922

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1024 UNION ST, PORT HURON, MI 48060-5834
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 HERITAGE DR LP, LP, FORT GRATIOT, MI 48059-3959

Mortgage

Document Number	0005690988
Date	Feb 15, 2024
Book Page	5690/988
Instrument	2024002617

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 1, 2024
Property Address	1024 UNION ST, PORT HURON, MI 48060-5834
Document Number	0005701698
Book / Page	5701 / 698
Map Reference	LB 1 PG 9
Instrument Date	Feb 9, 2024
Instrument	2024005188
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3395 WADHAMS RD, CLYDE, MI 48049-4453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 HERITAGE DR, FORT GRATIOT, MI 48059-3959

Mortgage

Document Number	2024002617
Date	Apr 1, 2024
Instrument	2024002617

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,100 (+11.73%)	$116,200 (+11.73%)
2025	$2,864.00 (+47.93%) Homeowner's exemption	$52,000 (-9.41%)
2024	$1,936.00 (-8.29%)		$104,000 (-9.41%)
2023		$57,400
2022	$2,111.00		$114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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