1024 Sweet River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1024 Sweet River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2018
Lot Size	0.194 acres (8,468 sqft)
Owner	Individual Name on File
Last Sale	$281,500 (Aug 2018)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T170300107`

Property Details

APN / Parcel Number

Primary APN	`T170300107`
Alternative APN	`2-0087-C384-00-0158.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,468 sqft (0.194 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T170300107
Street Address	1024 SWEET RIVER DR
City	O FALLON
State	MO
Zip	63366-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG A #3 LOT 158
Legal Subdivision	RIVERDALE VLG A #3
Legal Lot Number	158
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

1024 Sweet River Dr is owned and occupied by an individual who acquired it in October 2025.

Source: St. Charles County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 8, 2025	Intrafamily Transfer, Transfer
May 21, 2018	Loan Modification, Mortgage OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	May 25, 2018
Deed Document Number	2018470530
Deed Book / Page	6964 / 927
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000054888
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 26, 2026
Property Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544
Document Number	0000040848
Instrument Date	Jul 29, 2026
Instrument	202640848
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544

Mortgage

Document Number	0000040848,
Date	Aug 26, 2026
Instrument	202640848

Lender

Name	SECRETARY OF HOUSING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544

Mortgage

Document Number	0000002220
Date	Jan 11, 2022
Instrument	2022R-002220

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2025
Property Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544
Document Number	0000054888
Map Reference	MB 48 PG 394
Instrument Date	Oct 30, 2025
Instrument	2025R-054888
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 SPRINTERS ROW DR, FLORISSANT, MO 63034-3368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1024 SWEET RIVER DR, O FALLON, MO 63366-1544
Document Number	0069240037
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Sweet River Dr was $4,083.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00	$66,523	$350,119 Land $70,000 Building $280,119
2023		$66,097
2022			$347,879 Land $55,000 Building $292,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1024 Sweet River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Sweet River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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