1024 Stephens Ave, Missoula, MT 59801 Property Records

Missoula County property record for 1024 Stephens Ave, Missoula, MT 59801

Property Summary

Property Type	Multi-Family Dwellings
Details	56 bd · 28 ba · 10,240 sqft · built 1960
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Company Names on File
Last Sale	$937,500 (Jul 2017)
Tax Bill	$30,447 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R045092`

Property Details

APN / Parcel Number

Primary APN	`R045092`
Alternative APNs	`04-2200-28-2-04-06-0000` `0000598208` `R0450920` `0598208`

Interior

Bedrooms	56 Beds
Full Baths	28 Baths
Units	28 Units
Stories	2 Stories
Building Area	10,240 sqft Living Area
Gross Area	11,248 sqft
1st Floor Area	5,120 sqft
Upper Floors Area	5,120 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	21,432 sqft (0.492 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	144 sqft
Pool Area	500 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000598208
Street Address	1024 STEPHENS AVE
City	MISSOULA
State	MT
Zip	59801-3868
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	2
Legal Description	SOUTH MISSOULA, S28, T13 N, R19 W, BLOCK 90, S15 FT OF LOT 3 & ALL OF 4 - 8
Legal Subdivision	SOUTH MISSOULA
Legal Block	90
Legal Lot Number	3
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3027
Census Tract	1100

Owner

1024 Stephens Ave, a residential property, is owned by a company that acquired it in July 2021.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 17312, MISSOULA, MT 59808-7312
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 3, 2017	Warranty Deed, Transfer · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Deed Document Number	201712982
Deed Book / Page	982 / 240
Last Transfer Date	Jul 13, 2021
Transfer Doc	0000017573
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1024 STEPHENS AVE, MISSOULA, MT 59801-3868
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010841325
Date	Jan 3, 2023
Book Page	1084/1325
Instrument	202300032

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOISE, ID 83702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Dec 10, 2029

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 3, 2017
Property Address	1024 STEPHENS AVE, MISSOULA, MT 59801-3868
Document Number	0009820240
Book / Page	000982 / 000240
Instrument Date	Jun 28, 2017
Instrument	12982
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8585 GOOCH HILL RD BOZEMAN MT 597186922, BOZEMAN, MT 59718-6922

Mortgage

Document Number	9820241
Date	Jul 3, 2017
Book Page	000982/000241
Instrument	12983

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Stephens Ave was $30,447, up 26.1% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,249,300 (-) Land $868,290 Building $1,381,010	$2,249,300 (-) Land $868,290 Building $1,381,010
2025	$30,447.00 (+26.09%)	$2,249,300 Land $868,290 Building $1,381,010	$2,249,300 Land $868,290 Building $1,381,010
2024	$24,147.00 (+6.06%) Additional exemption filed
2023	$22,768.00	$1,907,000	$1,907,000 Land $652,703 Building $1,254,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Stephens Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Stephens Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, CenturyLink.

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