Bradford County property record for 1024 Southgate Dr, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1994 |
| Lot Size | 0.237 acres (10,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2026) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04394-D-00300 |
| Primary APN | 04394-D-00300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 880 sqft Living Area |
| Gross Area | 979 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,320 sqft (0.237 acres) |
| Lot Dimensions | 129 ft deep x 80 ft wide |
| Patio Area | 99 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1024 SOUTHGATE DR |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-4360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 6S 22 LOT 3 OF BLK 4 SOUTH GATE S/D |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | SOUTH GATE |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 100 |
1024 Southgate Dr is owned and occupied by an individual who bought it in July 2026.
Source: Bradford County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Jun 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Mar 2, 2022 | Warranty Deed, Transfer SONSHINE TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jun 3, 2022 · Amount on File |
| Deed Document Number | 20266094 |
| Deed Book / Page | 2222 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Document Number | 0000006094 |
| Book / Page | 2222 / 349 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20266094 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Document Number | 0000006095, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266095 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000006096, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 2222/372 |
| Instrument | 20266096 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Document Number | 0004005385 |
| Book / Page | 1974 / 64 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 202204005385 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | SUNSHINE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6313 KINGSLEY LAKE DR, 6313, STARKE, FL 32091-9734 |
| Name | Verified Name |
|---|---|
| Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Document Number | 0000197465 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 1974/65 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 1024 SOUTHGATE DR, STARKE, FL 32091-4360 |
| Document Number | 0004001987 |
| Book / Page | 1955 / 372 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 202204001987 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4223 SOUTHERN MAGNOLIA LN, 4223, MIDDLEBURG, FL 32068-5088 |
| Name | Verified Name |
|---|---|
| Address | 6313 KINGSLEY LAKE DR, STARKE, FL 32091-9734 |
The 2025 property tax bill for 1024 Southgate Dr was $1,556 with a homeowner's exemption, up 3.7% from the year before.
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 (+3.73%) Homeowner's exemption | $121,507 (+2.9%) | $136,163 (+5.19%) Land $28,000 Building $108,163 |
| 2024 | $1,500.00 (+2.18%) Homeowner's exemption | $118,083 (+3%) | $129,450 (+12.91%) Land $28,000 Building $101,450 |
| 2023 | $1,468.00 (+95.21%) Homeowner's exemption | $114,644 (+210.66%) Land $20,000 Building $94,644 | $114,644 (+210.66%) Land $20,000 Building $94,644 |
| 2022 | $752.00 | $36,903 Land $12,000 Building $24,903 | $36,903 Land $12,000 Building $24,903 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1024 Southgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 20 (1980–2024) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1024 Southgate Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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