1024 Smithfield Ln, Downingtown, PA 19335 Property Records

Chester County property record for 1024 Smithfield Ln, Downingtown, PA 19335

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,564 sqft · built 2018
Lot Size0.181 acres (7,887 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Apr 2019)
Tax Bill$1,245 (2026)
Deeds & MortgagesSep 2020 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN50-4-481

Property Details

APN / Parcel Number

Primary APN50-4-481
Alternative APN
  • 5004 04810000

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,564 sqft Living Area
Gross Area6,048 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,887 sqft (0.181 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1024 SMITHFIELD LN
CityDOWNINGTOWN
StatePA
Zip19335-3717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 116 DWG & POOL
Legal Lot Number116
JurisdictionCHESTER PA
Township / Civil DivisionWEST BRADFORD
Census Block Group3
Census Block3006
Census Tract303804

Owner

1024 Smithfield Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Chester County records, as of May 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1024 SMITHFIELD LN, DOWNINGTOWN, PA 19335-3717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Apr 10, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Jul 23, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2019 · Amount on File
Deed SaleApr 10, 2019 · Amount on File
Prior SaleJul 23, 2018 · Amount on File
Deed Document Number201911660064
Deed Book / Page9907 / 630
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address1024 SMITHFIELD LN, DOWNINGTOWN, PA 19335-3717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102710479
DateSep 14, 2020
Book Page10271/479
Instrument11761062
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressPRINCE FREDERICK, MD 20678
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTER PA
Recording DateApr 10, 2019
Property Address1024 SMITHFIELD LN, DOWNINGTOWN, PA 19335-3717
Document Number0099070630
Book / Page009907 / 000630
Instrument DateMar 20, 2019
Instrument11660064
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1024 SMITHFIELD LN DOWNINGTOWN PA 193353717, DOWNINGTOWN, PA 19335-3717

Mortgage

Document Number99070635
DateApr 10, 2019
Book Page009907/000635
Instrument11660065
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTER PA
Recording DateJul 23, 2018
Property Address1024 SMITHFIELD LN, DOWNINGTOWN, PA 19335-3717
Document Number0097812145
Book / Page009781 / 002145
Instrument DateJul 16, 2018
Instrument11619424
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address980 HARVEST DR #350 BLUE BELL PA 194221967, 350, BLUE BELL, PA 19422-1967
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1024 Smithfield Ln was $1,245.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionWest Bradford Township
Unified School DistrictDowningtown Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,245.00$333,710 Land $65,640 Building $268,070$354,630 Land $65,640 Building $288,990
2024$10,834.00$313,060 Land $65,640 Building $247,420
1998$354,630 Land $65,640 Building $288,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1024 Smithfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Smithfield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA SPRING RUN
private · serves 8,151 people · EPA ID PA1150089
Water SourcePurchased surface water from AQUA PA WEST CHESTER
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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