1024 Ridgetop Dr, Justin, TX 76247 Property Records

Denton County property record for 1024 Ridgetop Dr, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,951 sqft · built 2002
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,449 (May 2026)
Tax Bill	$6,732 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R193335 392747`

Property Details

APN / Parcel Number

Primary APN	`R193335 392747`
Alternative APNs	`SJ0182A-000002-0000-0016-0000` `SJ0182A-000002-0000-0016` `R193335` `456558`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,951 sqft Living Area
Gross Area	3,511 sqft
1st Floor Area	1,631 sqft
2nd Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	1 ft deep x 12,894 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1024 RIDGETOP DR
City	JUSTIN
State	TX
Zip	76247-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW ESTATES SUBD BLK 2 LOT 16
Legal Subdivision	RIDGEVIEW ESTATES SUBD
Legal Block	2
Legal Lot Number	16
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	2
Census Block	2018
Census Tract	20313

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 10, 2025	Vendor's Lien, Transfer · FHA Mortgage WELLS FARGO BANK NA
Mar 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage EFINITY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Sep 10, 2025 · Amount on Record
Deed Document Number	202653564
Prior Transfer Date	Sep 26, 2002
Prior Transfer Doc	0000125287
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	May 8, 2026
Property Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260
Document Number	0000053564
Instrument Date	May 7, 2026
Instrument	2026.53564
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260

Mortgage

Document Number	0000053565,
Date	May 8, 2026
Instrument	2026..53565

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 10, 2025
Property Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260
Document Number	0000101645
Map Reference	CAB N SL 398
Instrument Date	Aug 15, 2024
Instrument	2025-101645
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260

Mortgage

Document Number	0000101646
Date	Sep 10, 2025
Instrument	2025-101646

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2054

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 25, 2022
Property Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260
Document Number	0000044004
Map Reference	CAB N SL 398
Instrument Date	Mar 22, 2022
Instrument	2022-044004
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 PLACID CIR APT 7101, 1300, WACO, TX 76706-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGETOP DR, JUSTIN, TX 76247-4260

Mortgage

Document Number	0000044005
Date	Mar 25, 2022
Instrument	2022-044005

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Justin City
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,606 (-7.78%) Land $117,335 Building $275,271	$392,606 (-7.78%) Land $117,335 Building $275,271
2025	$6,732.00 (-23.33%)	$425,724 (-6.94%) Land $90,258 Building $335,466	$425,724 (-6.94%) Land $90,258 Building $335,466
2024	$8,781.00 (+0.61%)
2023	$8,728.00 (+47.88%)	$457,459 Land $90,258 Building $367,201	$457,459 Land $90,258 Building $367,201
2022	$5,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JUSTIN serves 7,537 people · EPA ID TX0610003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Frontier.

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