1024 Prospect St, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 1024 Prospect St, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	1,632 sqft · built 1929
Lot Size	0.077 acres (3,358 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2022)
Tax Bill	$11,426 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01218-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`07-01218-0000-00042`
Alternative APNs	`070121800042` `00446300`

Interior

Stories	2 Stories
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Construction Type	Frame
Lot Area	3,358 sqft (0.077 acres)
Lot Dimensions	105 ft deep x 32 ft wide

Location & Zoning

Account Number	00446300
Street Address	1024 PROSPECT ST
City	HILLSIDE
State	NJ
Zip	07205-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	1218
Legal Lot Number	42
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	5
Census Block	5003
Census Tract	32500

Owner

1024 Prospect St is owned and occupied by two individuals who bought it in June 2022.

Source: Union County and Hillside Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1024 PROSPECT ST, HILLSIDE, NJ 07205-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Oct 11, 1992 · Amount on File
Deed Document Number	202218973
Deed Book / Page	6467 / 2955
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jun 10, 2022
Property Address	1024 PROSPECT ST, HILLSIDE, NJ 07205-2723
Document Number	0064672955
Book / Page	6467 / 2955
Instrument Date	Jun 3, 2022
Instrument	18973
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 COURTLAND DR, 14, WANTAGE, NJ 07461-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1024 PROSPECT ST, HILLSIDE, NJ 07205-2723

Mortgage

Document Number	0000038562
Date	Jun 10, 2022
Instrument	38562

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Prospect St was $11,426, up 7.8% from the year before.

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,400 (-) Land $49,500 Building $78,900	$128,400 (-) Land $49,500 Building $78,900
2025	$11,426.00 (+7.83%)	$128,400 Land $49,500 Building $78,900	$128,400 Land $49,500 Building $78,900
2024	$10,596.00
2023		$128,400 Land $49,500 Building $78,900	$128,400 Land $49,500 Building $78,900
2022	$10,193.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1024 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 950 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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