Effingham County property record for 1024 Penguin St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,500 sqft · built 1971 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-202-017 |
| Primary APN | 03-11-202-017 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Base Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1024 PENGUIN ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 2 BECKMAN SUB A 2446/201 1857/263 1671/223 |
| Legal Subdivision | BECKMAN SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950700 |
1024 Penguin St is owned and occupied by an individual who acquired it in October 2008.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 PENGUIN ST, EFFINGHAM, IL 62401-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2008 |
| Deed Sale | Oct 9, 2008 |
| Deed Document Number | 2008805156 |
| Deed Book / Page | 2446 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1024 PENGUIN ST, EFFINGHAM, IL 62401-2138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2019 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 3439/164 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 3439/164 |
| Instrument | 201801805493 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2048 |
The 2025 property tax bill for 1024 Penguin St was $3,283 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 | $64,200 Land $12,130 Building $52,070 | $192,600 Land $36,390 Building $156,210 |
| 2022 | $2,820.00 Homeowner's exemption | $48,690 Land $9,200 Building $39,490 | $146,070 Land $27,600 Building $118,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1024 Penguin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1024 Penguin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures