1024 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 1024 N Oak St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	804 sqft Living Area
Lot Size	5,068 sqft (0.116 acres)
Garage	480 sqft
Occupancy	Owner Occupied
Tax Bill	$2,865.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-22-352-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	804 sqft Living Area
1st Floor	804 sqft 1st Floor
Basement Area	804 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	5,068 sqft (0.116 acres)
Depth X Width	101 ft x 50 ft Depth x Width
Garage Area	480 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	1024 N OAK ST
City	NORMAL
State	IL
Zip	61761-1984
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RICHARDSONS PLACE ADD N 1/2 LOT 7 THRU 10 BLK 2
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	RICHARDSONS PLACE
Legal Block	2
Legal Lot Number	7-10
Jurisdiction	MCLEAN IL
Minor Civil Division	NORMAL
Census Blockgroup	2
Census Block	2005
Census Tract	106

Owner

Source: McLean County records · APN 14-22-352-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1024 N OAK ST, NORMAL, IL 61761-1984
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2026	Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 11, 2019	Warranty Deed, Transfer FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2026
Deed Sale	Feb 02, 2026
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Doc Number	20261335
Prior Transfer Date	Jan 10, 2026
Prior Transfer Doc	0000001335
Record Refreshed	Jun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 02, 2026
Property Address	1024 N OAK ST, NORMAL, IL 61761-1984
Document Number	202600001335
Map Reference	MB11 PG12 DOC33521
Instrument Date	Jan 10, 2026
Instrument	2026-00001335
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10777 N 2600 EAST RD, DOWNS, IL 61736-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 N OAK ST, NORMAL, IL 61761-1984

Mortgage

Document Number	202600001566
Date	Feb 02, 2026
Instrument	2026-00001566

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 29, 2023
Property Address	1024 N OAK ST, NORMAL, IL 61761-1984
Document Number	202300013350
Map Reference	MB11 PG12 DOC33521
Instrument Date	Sep 22, 2023
Instrument	2023-00013350
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1024 N OAK ST, NORMAL, IL 61761-1984

Mortgage

Document Number	202300013351
Date	Sep 29, 2023
Instrument	2023-00013351

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 11, 2019
Property Address	1024 N OAK ST, NORMAL, IL 61761-1984
Document Number	201900014376
Map Reference	MB 11 PG 12
Instrument Date	Sep 03, 2019
Instrument	2019-00014376
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	1801 EASTVIEW DR, PONTIAC, IL 61764-9418

Mortgage

Document Number	201900014377
Date	Sep 11, 2019
Instrument	2019-00014377

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,060 (+9.14%) Land $10,302 Building $34,758	$135,180 (+9.14%) Land $30,906 Building $104,274
2024	$2,865.00 (+8.11%)	$41,286 (+11.68%) Land $9,439 Building $31,847	$123,858 (+11.68%) Land $28,317 Building $95,541
2023	$2,650.00 (+7.68%)	$36,968 (+10.69%) Land $8,452 Building $28,516	$110,904 (+10.69%) Land $25,356 Building $85,548
2022	$2,461.00	$33,398 Land $7,636 Building $25,762	$100,194 Land $22,908 Building $77,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1024 N Oak St, Normal, IL 61761 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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