1024 Meadow Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1024 Meadow Ln, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1969
Lot Size	0.291 acres (12,675 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-04-153-009`

Property Details

APN / Parcel Number

Primary APN	`8813-04-153-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	884 sqft
Basement Area	1,136 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,675 sqft (0.291 acres)
Lot Dimensions	150 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1024 MEADOW LN
City	WATERLOO
State	IA
Zip	50701-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXON PLACE THIRD ADDITION LOT 58
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	DIXON PLACE THIRD ADDITION
Legal Lot Number	58
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 MEADOW LN, WATERLOO, IA 50701-4708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 16, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Sep 28, 2018	Deed of Trust, Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2015
Transfer Doc	0000015309
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1024 MEADOW LN, WATERLOO, IA 50701-4708
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 MEADOW LN, WATERLOO, IA 50701-4708

Mortgage

Document Number	0202518348
Date	Dec 15, 2025
Instrument	2025-18348

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1024 MEADOW LN, WATERLOO, IA 50701-4708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003051
Date	Aug 10, 2020
Instrument	202100003051

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1024 MEADOW LN, WATERLOO, IA 50701-4708
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003059
Date	Aug 16, 2019
Instrument	202000003059

Lender

Name	FIRST HOME BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1024 MEADOW LN, WATERLOO, IA 50701-4708
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005313
Date	Sep 28, 2018
Instrument	201900005313

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,132.00 (+8.61%) Homeowner's exemption	$334,960 (+14.48%) Land $36,450 Building $298,510	$334,960 (+14.48%) Land $36,450 Building $298,510
2024	$5,646.00 (+12.87%)
2023		$292,590 (+21.9%) Land $36,450 Building $256,140	$292,590 (+21.9%) Land $36,450 Building $256,140
2022	$5,002.00 Homeowner's exemption	$240,020 Land $36,450 Building $203,570
2021			$240,020 Land $36,450 Building $203,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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