1024 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1024 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage888 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2024)
Tax Bill$3,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN77938
Alternative APN
  • 012630000101660100

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area888 sqft Heated Area
Gross Area913 sqft Gross Area
1st Floor840 sqft 1st Floor
Stories1 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2000
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area10,454 sqft (0.239 acres)
Depth X Width140 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage
FenceFence
PorchEnclosed Porch
Porch Area73 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number77938
Street Address1024 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-3821
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 166 LOTS 10-12 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block166
Legal Lot Number10 11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4008
Census Tract43500

Owner

Source: Osceola County records · APN 77938

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC
Jul 06, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2024 · Amount on Record
Deed SaleApr 03, 2024 · Amount on Record
Prior SaleJul 06, 2023 · Amount on Record
Deed Doc Number2024042380
Deed Book / Page6576 / 886
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 SIBONEY ST, SAINT CLOUD, FL 34771-7567

Mortgage

Document Number0065760888
DateApr 03, 2024
Book Page6576/888
Instrument2024042381
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Address189 S ORANGE AVE STE 970, ORLANDO, FL 32801
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 06, 2023
Property Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821
Document Number0064361525
Book / Page6436 / 1525
Map ReferenceMB B PG 33&34
Instrument DateJun 29, 2023
Instrument2023087170
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,889.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6132 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-9715

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821
InvestorPossibly a Property Investor

Mortgage

Document Number0064361527
DateJul 06, 2023
Instrument6436/1527
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 29, 2019
Property Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821
Document Number0054990110
Book / Page5499 / 0110
Map ReferenceMB B PG 33&34
Instrument DateFeb 22, 2019
Instrument2019039494
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address785 HICKAM DR, 785, MELBOURNE, FL 32901-2728

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 ILLINOIS AVE, SAINT CLOUD, FL 34769-3821

Mortgage

Document Number2019039495
DateMar 29, 2019
Instrument2019039495
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,288.00 (+23.94%) Homeowner's exemption$226,600 (+19.58%) Land $55,000 Building $171,600$226,600 (+19.58%) Land $55,000 Building $171,600
2023$2,653.00 (-6.58%) Homeowner's exemption$189,500 (+11.87%) Land $50,000 Building $139,500$189,500 (+11.87%) Land $50,000 Building $139,500
2022$2,840.00$169,400 Land $45,000 Building $124,400$169,400 Land $45,000 Building $124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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