1024 Harmony Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1024 Harmony Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1962
Lot Size	0.226 acres (9,822 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2024)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-427-025`

Property Details

APN / Parcel Number

Primary APN	`15-33-427-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,376 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	9,822 sqft (0.226 acres)
Lot Dimensions	138 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1024 HARMONY DR
City	MONTGOMERY
State	IL
Zip	60538-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY HILL ESTATES UNIT 3 : LOT 14 BLK 2
Legal Subdivision	HARMONY HILL ESTATES
Legal Block	2
Legal Lot Number	14
Legal Unit	34
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3022
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3008 SERENITY LN, NAPERVILLE, IL 60564-4639
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	202430491
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0000018295
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2019
Property Address	1024 HARMONY DR, MONTGOMERY, IL 60538-1612
Document Number	0000018295
Instrument Date	May 3, 2019
Instrument	18295
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1024 HARMONY DR MONTGOMERY IL 605381612, MONTGOMERY, IL 60538-1612

Mortgage

Document Number	18296
Date	May 8, 2019
Instrument	18296

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00 (+28.49%)	$104,738 (+9.39%) Land $17,257 Building $87,481	$314,340 (+9.39%) Land $51,792 Building $262,548
2024		$95,748 (+37.61%) Land $15,776 Building $79,972	$287,359 (+37.67%) Land $47,347 Building $240,012
2022	$4,321.00 (+1.67%) Homeowner's exemption	$69,578 (+7.41%) Land $12,861 Building $56,717	$208,734 (+7.41%) Land $38,583 Building $170,151
2021	$4,250.00 Homeowner's exemption	$64,778 Land $11,974 Building $52,804	$194,334 Land $35,922 Building $158,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20